Financial quotient refers to a person's ability to know, create and manage money (wealth). Financial Quotient (FQ), together with IQ and EQ, is called the necessary three quotients of modern economic man. The systematic study and training of financial quotient is financial quotient education. Financial and business education is to establish a correct concept of wealth, understand the movement law of wealth, use wealth scientifically and reasonably, and realize the dream of life.

Financial quotient is a person's ability to know and control money. It is the wisdom of financial management, including two abilities: one is the ability to correctly understand money and its laws; The second is the ability to correctly use money and monetary laws.

Financial quotient refers to the ability of individuals and groups to recognize, create and manage wealth, including ideas, knowledge and behavior.

Financial quotient includes two abilities: one is the ability to create wealth and understand the law of wealth multiplication (that is, values); The second is the ability to control wealth and use it. Financial quotient is the three indispensable qualities of modern social ability alongside IQ and EQ.

Money is a concept, and money is also a quantitative expression of the ability to control the material world. Money thought can show a person's IQ, EQ, financial quotient, adversity quotient (the ability to bear adversity and frustration) and so on. Financial quotient is not produced through training and education. Financial quotient is cultivated, edified and experienced through spiritual world and business mind. Through the cultivation of financial quotient, its purpose is to establish a correct view of money, values and outlook on life. Financial quotient is one of the key factors for a successful life. In a person's life, the best time to form financial quotient, IQ and EQ is adolescence.