Overview: the origin of insurance. (The earliest embryonic form of life insurance originated from a religious organization in Rome in the 1st century A.D.) As an institutional arrangement, endowment insurance has its profound institutional and cultural roots in western countries, and is rooted in the specific social structural conditions in the west. At present, all countries in the world regard endowment insurance as the most important type of social insurance ... The analysis of social insurance system shows that endowment insurance, as an institutional arrangement, is deeply rooted in the specific institutional cultural environment and social structural conditions and comes from the specific historical background.
First, the current world pension insurance management situation, combined with the current situation of China's pension insurance (fixed income by expenditure, slightly accumulated).
1. Analyze the fundamental gap between China's old-age insurance and that of developed countries at this stage;
2. Problems and causes of endowment insurance in China (e.g., differences between east and west, north and south, interest rate, replacement rate, etc.). );
3. Other issues related to the extension of the endowment insurance (such as expanding the collection, social development and social equality).
Second, the difference between the old-age insurance and commercial insurance in the world at this stage, and the difference between the old-age insurance and commercial insurance in China.
1. This paper analyzes the coverage of commercial insurance in developed countries and that in China;
2. Supplement of endowment insurance in China's commercial insurance and social insurance:
3. Several major differences between commercial insurance and social insurance (channels, sources, functions, functions, objects, etc. ). There is a lot of relevant information.
Third, the differences between developed countries and China at this stage.
1, security capacity (in high welfare countries, for example, the insured employees are often provided by the state when paying fees, and the insured employees can get no less than a certain treatment by choosing different payment amounts before reaching the statutory retirement age);
2. The object of protection (taking China as an example, the special policy of enterprises in the transmission period, which is a typical difference from western developed countries with high welfare);
3. Different policies (you can expand and develop this in the content of the previous article)
Fourthly, at the present stage in China, the government's policy on endowment insurance is not enough.
This problem can be explained by combining different regions. There are many things in this respect, so I won't list them one by one. )
Verb (abbreviation of verb) summarizes and expounds the operation of social security fund.
To sum up, it can be used as an outline of the paper, and the details can be adjusted. There are many things in endowment insurance. In fact, all the above points can be taken out to complete an independent paper. I hope I can help you. Finally, by the way, you are too stingy. Only 10, but I think if you write as I say, these are enough for you to finish a good paper.