1. Consumers access the Internet and browse the web pages of enterprises and businesses.

2. Consumers fill in the shopping information through the shopping dialog box: the name, address, name, quantity, specification and price of the purchased goods.

3. Consumers choose payment methods, such as credit card, electronic money, electronic check and debit card.

4. The client server of the enterprise or merchant checks the payer server to see if the remittance amount is approved.

5. After the customer server confirms the consumer's payment, it informs the sales department to deliver the goods to the door.

6. The consumer's bank will transfer the payment to his credit card company, which will bill him.