Financial risk refers to the possibility that due to various factors, an enterprise cannot realize its expected financial benefits, thus causing losses. Financial risk objectively exists in all aspects of enterprise financial management. The existence of financial risks will undoubtedly have a great impact on the production and operation of enterprises. Taking financial decision-making as an example, almost all financial decisions of enterprises are made under the conditions of risk and uncertainty. Without risk, it is impossible to correctly evaluate the salary level of enterprises. Therefore, it is of great significance to study the causes and prevention of financial risks for reducing risks and improving benefits. This paper intends to discuss this issue. First, the basic characteristics of enterprise financial risks In financial management, only by fully understanding the basic characteristics and causes of financial risks can we take targeted measures to prevent and resolve financial risks. To sum up, the financial risks of enterprises mainly have the following characteristics: 1. Objectivity, that is, financial risks exist objectively regardless of human will. There are two possible results of enterprise financial activities, that is, achieving the expected goal and failing to achieve the expected goal. This means that the risk of not reaching the expected goal is objective. 2. Comprehensive, that is, financial risks exist in the whole process of enterprise financial management and are reflected in various financial relationships. Financial activities such as fund raising, fund utilization, fund accumulation and distribution will all produce financial risks; 3. Uncertainty, that is, although financial risks can be estimated and controlled in advance, it is impossible to accurately determine financial risks in advance because various factors affecting the results of financial activities are constantly changing. 4.*** exists, that is, risks and benefits coexist and are in direct proportion. Generally speaking, the greater the risk of financial activities, the higher the income. If venture capital is risky, it will also get risk return because of investment. 5. Incentive, that is, the objective existence of financial risks will prompt enterprises to take measures to prevent financial risks, strengthen financial management and improve economic benefits. Second, the analysis of the causes of financial risks of enterprises in China There are many causes of financial risks of enterprises in China, both external and internal, and the specific reasons for the formation of different financial risks are not the same. It's too long for me to send it. I'll give you a website. Can you read it yourself /04 16show.asp? art_id=635