At that time, in order to break the barriers between major banks, UnionPay came into being, and POS machines in all walks of life were very popular.
In 2009, with continuous innovation, third-party payment companies came into being. Once released, it has been loved by a large number of people because of its low threshold and flexible use. With the "bank card acquiring license" issued by the central bank, they are both traditional and new. By combining with physical commerce, they cut into the mobile payment market and soon became the latest and fastest all-round payment tool in the payment industry. Third-party POS machines occupied the world of payment industry almost overnight, and vertical brush POS machines ranked seventh in the latest mainstream POS machine list.
As a regular cleaning machine certified by UnionPay, the function of vertical brush POS machine has been sought after. It not only includes the most traditional payment methods, such as credit card collection, mobile phone recharge and transaction record inquiry, but also expands the cooperation business with WeChat Alipay, with points guarantee 100%, no code skipping guarantee 100% and real merchant guarantee 100%, which has become the first choice for many financial enthusiasts to raise cards.
This is the advantage promise given on the official website of vertical brush POS machine.
The official charging rate of vertical brush POS machine is 0.6%, and the charging rate of code scanning is 0.38%, which is lower than that of other POS machines in the market, such as 0.68%+3 and 0.65%+3. However, with the increase of market demand and users, many opportunists are tempted by the wind and expand loopholes, which makes many card swipers fall for it.
Among them, the most criticized routine forms: First, inexplicably increase the rate; The second is to force deposits.
The following are cases scattered on major network platforms.
Routine 1 of vertical brush POS machine: cheat deposits.
The so-called UnionPay or bank staff sent the plane to the door for free, deceiving users under the banner of "handling large credit cards" and "extremely low rates". This kind of scam usually uses 99 yuan, 199 yuan, 299 yuan and other activated deposits as scams, and promises to return the original account after three months. Because of its relatively small amount, most people are usually cheated, and users will be abandoned because the amount is too small to be worth the effort.
Routine 2 of vertical brush POS machine: increase the rate.
Telesalesmen's exaggerated propaganda such as "never transcoding", "never adjusting interest rates" and "customer service is online 24 hours a day" will suddenly adjust interest rates after three months or half a year of normal use, and the rate is much higher than the normal 6%, or even worse. At this time, users who have been deducted a lot of fees will find that the previous promises have become empty promises and no one has cashed them.
Routine 3 of vertical brush POS machine: arbitrary buckle.
When handling the POS machine, the salesman promised that there would be no other deductions except the normal rate. However, in the process of use, the deduction is endless. For the uninformed deduction, we fed back to official website, but it was not solved at all.