On September 20 13, the names of nine private banks, including Suning Bank, were approved by the State Administration for Industry and Commerce. On June, 2065438+July 15, the pace of private enterprises entering private banks went further.
The "Landing of Domestic Letter of Credit Business Based on Blockchain Technology" declared by Suning Bank stood out and was selected as "20 17 Top Ten Influential Events of Jiangsu Banking Innovation Service".
apply for
It is confirmed from relevant persons in Suning Shang Yun that Suning Shang Yun is indeed applying to relevant departments to set up a bank and register a domain name.
In addition to developing banking business, senior industrial economic observers also revealed that Suning will actually apply to the CSRC for a fund payment license, and may sell wealth management products such as funds in Suning.cn[ Weibo] and Suning Shang Yun in the future.
secure permission
Suning Shang Yun issued the Prompt Announcement of Suning Shangyun Group Co., Ltd. on the Company's Participation in Initiating the Establishment of Private Banks, saying that on June 17, the company received a notice from the Jiangsu Suning Bank Preparation Working Group, which received a reply from Jiangsu Supervision Bureau of China Banking Regulatory Commission, saying that it agreed to the opening of Jiangsu Suning Bank Co., Ltd. (hereinafter referred to as "Jiangsu Suning Bank").
investment
According to the approval document, the registered capital of Suning Bank is 4 billion yuan, and Suning Shangyun and Sunrise Oriental are the first and second largest shareholders of the bank, respectively, and they have invested 654.38+02 billion yuan and 944 million yuan to subscribe for 30% and 23.6% of the shares respectively.
The main sponsors of Jiangsu Suning Bank are Suning Shangyun Group Co., Ltd. and Sunrise Oriental Solar Energy Co., Ltd., which subscribe for 30% and 23.60% of the total share capital of the bank respectively.
senior executive
Jiangsu Banking Regulatory Bureau also approved Suning Bank's senior management qualification. Huang Jinlao is the chairman and president, Liu Weimin is the director of audit department, and Wu Xiangjun is the deputy general manager of the business department of the Head Office. In addition, Hua, Director of Financial Planning Center of Suning Financial Management Headquarters, and Chief Financial Officer of Sunrise Oriental are directors, while Li and Yang Tao are independent directors.
Huang Jinlao was born in September 1972, and is currently the executive vice president of Suning Financial Group. Prior to this, Huang Jinlao served as the vice president of Huaxia Bank and was considered as "the most knowledgeable bank of Huaxia Bank" at that time. In addition, Huang Jinlao joined the Institute of International Finance of the Bank of China 1997 during the Asian financial crisis. At that time, Zhu Min, former global vice president of IMF, published a lot of papers on financial crisis, debt restructuring, euro, financial globalization, WTO, monetary policy tools, bank corporate governance and so on.
Fold and edit the composition of this paragraph.
According to insiders of Suning Bank, the IT function of Suning Bank has penetrated into the senior management. From the board of directors to the management, IT pays attention to the allocation of professionals in IT, information engineering and other fields, and has recruited a group of experts specializing in big data mining, biometrics, information security technology and other fields from home and abroad to improve the overall financial technology strength of Suning Bank. In addition, the bank highlights the proportion of scientific and technological personnel. From the beginning of business, the proportion of direct IT talents in all employees has reached more than 40%. These scientific and technological talents are committed to the development of banking system and business operation and maintenance, and are the "vanguard" of bank opening and business development.
material
Can Suning's bank dream come true this time? According to the regulations, the approval of the name is only the first step to start a bank, and then it will face a series of approvals from the industrial and commercial administration, the China Banking Regulatory Commission, the central bank and other departments.
Suning Bank is likely to be approved. "It may become the first retail enterprise. After all, the national policy now encourages private enterprises to set up banks. "
China does have a loose policy on private capital entering the banking industry. "Once successful, it is of great significance. Suning Bank may be the first enterprise in the retail industry to apply for a bank, but for Suning, it is a further promotion of its financial business strategic layout, and at least it can provide financing support for Suning's upstream and downstream partners in the future. "