From 65438 to 0994, from the development and construction of real estate to the determination of housing prices, and then to the property management of residential quarters, five legal documents were issued one after another, marking the basic maturity of China's real estate market.
Individual housing purchase and sale procedures
1. The buyer and the seller are present together, and the buyer brings the down payment and ID card; The seller brings the room card and ID card. Purchase invoice, maintenance invoice.
2. Both parties sign an intermediary contract for house purchase and sale. Meanwhile, make an appointment. When buying a house, you should prepare the full amount at the scheduled time, and the seller should prepare the transfer parts.
Description of spare parts: buyer: cash purchase: ID card.
Commercial loan: ID card of the buyer (copy? 4 copies); Spouse ID card (2 copies), household registration book and marriage certificate (copy? 1 serving); Proof of the borrower's income; Loan application form; Letter of approval for loan application; Stamp (one for both husband and wife).
Provident fund loan: I must provide the original and two copies of my ID card, and the original and two copies of my household registration book, with my seal (in italics);
Seller: ID card, house ownership certificate, household registration book, marriage certificate.
3. After the buyers and sellers have prepared all the formalities, they will go to the bank to supervise the funds together. During this period, the payment is frozen by the bank, and the payment can only be withdrawn when both parties are present at the same time.
4. You can go through the transfer formalities at Dalian Real Estate Trading Center.
Cash purchase: 10 working days; Commercial loan: 15 working days; Provident fund loan: 25 working days. If the seller's house loan is not paid off, he needs to apply for a repayment redemption certificate first.