As a new financial industry in the 2 1 century, online banking has attracted increasing attention because of its low cost and broad prospects. Online banking has developed very rapidly in China, and has gradually become an important channel for individuals and enterprises to provide financial services. From the perspective of the development of online banking in China, this paper makes a field survey of the current situation of online banking in China, and on the basis of analyzing the survey of online banking in China, analyzes and describes the main problems existing in the development of online banking in China, and probes into the necessary and feasible measures that should be taken for the healthy development of online banking in China. Taking China Bank on the Internet as the research object.

1. The research in these four chapters shows one of the concepts and characteristics of online banking.

2. Analyze the development and present situation of online banking at home and abroad, and compare the characteristics of online banking in China.

3. The status of online banking in China.

4. The gaps and deficiencies, and a series of policies and measures to improve China's online banking.