When a person comes into this world, he needs a lot of material security to survive.

Daily necessities are the guarantee of our three meals a day.

Cotton and linen are our protectors against the cold.

If we get sick, hospitals, doctors and medicines are the guarantee for us to get rid of the disease and get a new life.

In modern society, money is the direct guarantee for us to obtain material sources. Without money, we can't do many things. In this sense, money is the guarantee for us to obtain material sources.

In the event of human health risks and life risks, it will cost a lot of money. In order to resist personal risks, people invented insurance.

Insurance is the most scientific and effective method, means and guarantee for us to resist personal risks.