Problems and Countermeasures in Financial Management of Small and Medium-sized Enterprises

First, the status of financial management of SMEs

Second, the financial management of SMEs problems

(A) financing difficulties, a serious shortage of funds

(B) weak investment capacity, lack of scientific.

(C) weak financial control

(D) rigid management model, outdated management concepts

(E) It is difficult to avoid the trap of financial liabilities.

(6) The trap of financial crisis has emerged.

Third, to solve the problems in the financial management of SMEs countermeasures

(1) Investment should be market-oriented, conduct feasibility studies on investment projects, make correct investment decisions, and strive to reduce investment risks.

1, which should focus on domestic investment.

2. Decentralize capital investment and reduce investment risks.

3. Standardize the project investment procedures.

(2) Enterprises should practice their internal strength, strengthen fund management and strengthen financial control.

1. Raise awareness, take strengthening fund management as an important part of promoting modern enterprise system, and implement it in all functional departments within the enterprise.

2, efforts to improve the efficiency of the use of funds, so that the use of funds to produce the best results.

3. Strengthen property control.

4. Strengthen the management of inventory and accounts receivable.

5. Keep the financial information complete.

(3) Optimize the financial structure and balance high growth and steady development.

The focus of enterprise financial structure management is to adjust the structure of capital, liabilities, assets and investment to keep a reasonable proportion:

The first is to optimize the capital structure.

The second is to optimize the debt structure.

The third is to optimize the asset structure.

The fourth is to optimize the investment structure.

(D) to strengthen the construction of accounting team, improve the management quality of enterprise employees.

Disclaimer: The information on this website is reproduced on the Internet for the purpose of conveying more information, and does not mean agreeing with its views or confirming the authenticity of its contents. Does not guarantee the rationality, accuracy and completeness of the information, nor is it liable for any loss or damage caused by unreasonable, inaccurate or omitted information. All information on this website is for reference only, not as a basis for transactions and services. If there is any deviation in the use of this website, this website will not be responsible or bear any legal responsibility, and guarantee the final interpretation right.

;