1. Examples of fraud are as follows. Hong Xing Capital is an investment platform for tasks. If users cause losses because of their own mistakes, the platform says they can make up for it. First, he will ask the user to make up the money, and then he can do it, because the user doesn't have that much cash, and then he only puts in 3000 yuan, and the platform will help him pad 27000 yuan. After completing the payment task, he will have the salary he earned in his account.

2. At this time, the user can call the police directly.