Because the deductible of this insurance is 20 thousand (25 thousand for previous illness)

Reimbursement ratio: Many similar products are reimbursed by 70% and 100%, but usually about 80% is a big stream. However, after deducting the corresponding exemption, the reimbursement rate of this product is not high, ranging from 50% to 70% for normal people, and only 30% for people with past medical history.