Who should be responsible for the "0 yuan Buy" game after the financial explosion in Lian Bi?
20 18-07- 13 16:53:00?
Source:? Damo finance
Recently, the four high-return platforms of the people have been continuously thundered, and the storm has spread to the affected people. Lian Bi Finance, one of the mine explosion platforms, was unable to withdraw cash from June 19. Recently, a case was put on file for investigation on suspicion of illegally absorbing public deposits, and 15 suspects were taken criminal compulsory measures. The loss of a single investor is as high as several million, and it is difficult to count the funds involved as a whole.
Feixun, who stands behind Lian Bi's finance, and JD.COM, who sells Feixun router products, are also deeply involved.
Fiji router is an extremely important link in the high rebate mode of Lian Bi finance. Fiji's main router products were originally unknown. After cooperating with Lian Bi Finance to launch the "Buy in 0 yuan" activity, they quickly accumulated considerable sales. Users can get the "K code" after purchasing Fifi electronic products through sales platforms such as JD.COM, and then activate the "K code" in Lian Bi Finance by purchasing investment and wealth management products, so that they can get a full refund of the payment in installments, and the number of return cycles varies from 3 months to 12 months.
The above process shows that this "0 yuan Buy" model is actually a disguised Internet financial product.
After purchasing Fifi products, consumers become investors in Lian Bi wealth management products. This model not only reduces the customer acquisition cost of Lian Bi Finance, but also stimulates the hot sale of Fiji News products, thus endorsing Lian Bi Finance, and so on. Until the financial crisis of redemption and withdrawal in Lian Bi.
After Lian Bi Finance was put on file for investigation, every player in this game was questioned. According to the victim's report, Feixun, together with JD.COM and Lian Bi Finance, directed a 0 yuan scam. Recently, many victims simply went to JD.COM headquarters to defend their rights.
It is difficult for JD.COM to dissociate himself from this relationship.
Fifi's "0 yuan Buy" products are not only sold through official website, but also through third-party platforms such as JD.COM, Suning, Gome, China Unicom, China Mobile and Telecom.
After the financial collapse in Lian Bi, on July 6th, Fifi announced that the marketing cooperation between Fifi and Lian Bi was a spontaneous behavior of manufacturers, and had nothing to do with any third-party sales platforms and terminal sellers such as JD.COM, Suning and Gome.
However, in the eyes of the victims' defenders, it is difficult for JD.COM to escape unscathed: since 20 16, Fiji News has carried out in-depth cooperation with JD.COM, and its results have been frequently spread on the JD.COM platform. In addition to providing imports for Fiji's "0 yuan Buy" products, JD.COM also labeled Fiji's "0 yuan Buy" as a self-operated product and provided financial support such as interest-free IOUs. Many victims chose Fixun's "0 yuan Buy" products out of their trust in "JD.COM". Self-management of COM ".
Feifei had previously placed advertisements on a large scale in JD.COM, and JD.COM has also become Feifei's biggest sales entrance. During June18 this year, Fixun announced that its total sales exceeded 7 10/00,000,722,000 units, including 460,480 JD.COM platforms, accounting for 65% of Fixun's total sales.
The lure of "zero-yuan purchase" and overwhelming advertisements pushed Feifei to the top of the sales list in JD.COM. During the period of June18, Fixun won the first place in many rankings, such as "Jingdong smart wear brand sales first, Jingdong smart home brand sales first, JD.COM digital accessories brand sales first, and JD.COM speaker category Fixun camp brand sales first".
According to the published data of Fiji News, its total sales revenue in the first half of 20 18 exceeded 8 billion. If it is calculated according to the proportion of 65% and JD's average deduction commission of 20%. COM, the highest income of JD.COM in the first half of 2018 can exceed 10 billion. Of course, due to the high data of JD.COM platform during 6 18, the income of JD.COM may actually be lower than this figure.
Feixun also promoted marketing through JD.COM Shaodongjia. A Jingdong Financial Park Project in Shaodong, JD.COM. Feixun and JD.COM Shaodongjia have held activities in several universities. After the financial accident in Lian Bi, a student party broke the news and suffered heavy losses.
According to the materials provided by the victims of the Lian Bi financial case, JD.COM Customer Service said that Lian Bi Finance (formerly known as Lian Bi Finance) is a legal platform in the inquiry interface of JD.COM Fixun products, so please feel free to buy it.
In fact, before the financial explosion in Lian Bi, Fiji was not the only product made in 0 yuan in JD.COM. Some media found that besides Feifei, a product named Companion was also sold under the name of "0 yuan Buy".
However, at present, JD.COM Mall has been unable to search for any products made in 0 yuan.
Is JD.COM aware of the Internet finance essence of the Fiji router it sells "bought in 0 yuan"? JD.COM recently responded that JD.COM is only a sales platform for Fifi's hardware products, and has never cooperated with Fifi-related Internet financial platforms in any form, nor has it guided consumers to invest and manage wealth on this platform.
be in the background
The relationship between Fiji News and Lian Bi Finance has been questioned by many parties, and all kinds of clues point to the close relationship between Fiji News and Lian Bi Finance, which is suspected of self-integration. However, Fiji has always denied this statement, and it issued a statement saying that the two sides are independent.
After the financial explosion in Lian Bi, Fixun found another third-party platform-Shanghai Hejun Financial Information Service Co., Ltd. to solve the problem that Lian Bi K code could not be activated for exchange. Users log in to Feifei official website and submit the materials needed for redemption. After manual review, the materials will be transferred to Hejun Company, and then users can exchange them in Junalloy Letter App.
However, Fixun believes that other current and regular investment redemption schemes for financial victims have nothing to do with it and will not bear it. At the same time, Fixun's article "Valuable" began to circulate on the Internet.
However, Fiji news has a very close relationship with Lian Bi finance. Previously, in the external publicity of Lian Bi Finance, Fixun appeared as a guarantor in its introduction. According to industrial and commercial data, Shanghai Lian Bi Electronics changed its shareholders in May 20 17, and Jin Wei, Chen Haidong and hanling withdrew. Shanghai Baixue Information Technology Co., Ltd., Shanghai Song Ya Information Technology Co., Ltd., Shanghai Caishan Information Technology Co., Ltd. and Ningbo Meishan Bonded Port Rongbi Equity Investment Partnership are new shareholders.
The above shareholders Chen Haidong, Jin Wei and hanling are all closely related to Feifei. Among them, the two shareholders of Shanghai Bonai Electronics Co., Ltd. are Jin Wei and Shanghai Feixun Data Communication Technology Co., Ltd. (Feixun Communication holds 65,438+09%).
One of the shareholders of Shanghai Yingbi Investment Co., Ltd. is Shanghai Feixun Data Communication Technology Co., Ltd., and Jin Wei and Chen Haidong are the main personnel of this enterprise.
Jin Wei, Chen Haidong, Han Ling and Feixun jointly founded Shanghai Mu Tong Investment Co., Ltd. Gu Guoping, the founder of Fiji News, is found in many companies under Jin Wei's name.
In addition, Fixun has deep cooperation with a mutual gold platform named Huaxia Wanjia. Huaxia Wanjia is also related to Lian Bi Finance. Shortly after the shareholder change of Lian Bi, Shanghai Baixue Information Technology Co., Ltd. and Shanghai Song Ya Information Technology Co., Ltd. also became shareholders of Huaxia Wanjia (Beijing) Financial Service Outsourcing Co., Ltd., and in July 2065438+2007, these two companies withdrew and became two natural person shareholders.
In addition to the countless ties, Lian Bi Finance and Fiji News are also suspected of self-integration.
There are three products on Lian Bi financial platform, current and fixed. Among them, the capital destination of current wealth management products is Shanghai Xunheng Investment Consulting Co., Ltd. Although the company name is not mentioned in the introduction of the two regular wealth management products, the company profile is exactly the same as that of current wealth management products.
Xunheng Investment has two natural person shareholders: Wu Xuefeng and Zhang Jing. Among them, the martial arts front is directly related to Fei Xun.
Wu Xuefeng, the legal representative of Xunheng Investment, has worked in five companies. The shareholder of the first company is a natural person, talking with Shanghai Feixun Data Communication Technology Co., Ltd.; The second and fifth companies are Wu Xuefeng's joint ventures with Jin Wei and hanling, shareholders of Lian Bi Finance, respectively. The third company is an affiliated company of Shanghai Lian Bi Electronic Technology Co., Ltd. ..
This also means that all the funds suspected of illegal fund-raising by Lian Bi Finance have flowed to Xunheng Investment, which is closely related to Fixun. Is this just a coincidence?
Although Lian Bi Finance deliberately concealed key information, the victims of Lian Bi Finance found that the borrower of Lian Bi financial wealth management products was Shanghai Red Hat Information Technology Co., Ltd. and the guarantor was Fixun Communication. According to the industrial and commercial data of Red Hat Information, before 20 16 1, the controlling party of Red Hat Information was Fixun, and the legal representative was Gu Guoping, the founder of Fixun.
When selling wealth management products, Lian Bi Finance emphasized the relationship with Fifi, but the legal relationship between them was deliberately hidden and stripped. This is probably one of the reasons why mine explosions frequently occur on the platform of mutual gold, and it is often difficult for the behind-the-scenes operators to be held accountable. Whether JD.COM is really innocent here remains to be investigated, but similar mutual gold risk incidents have occurred frequently in the past two years. Is JD.COM, as a sales platform, really completely unaware of this?