Important note:
● Investment content of this wealth management product: purchase 400 million yuan of wealth management products and recover1.800 million yuan of wealth management products due.
● Trustee of this purchase of wealth management products: Zhangzhou Branch of China Everbright Bank, Zhuzhou Branch of China Everbright Bank, Shenzhen Branch of China Everbright Bank and Zhuzhou Branch of China Guangfa Bank.
● Entrusted wealth management amount: the amount of wealth management products purchased is 50 million yuan,100000 yuan,100000 yuan and1500000 yuan respectively; The amount of due financial management recovered is 654.38+0.8 million yuan. Name of financial products to be purchased: the eighth customized product for corporate structured deposits linked to exchange rate 202 1, the eighth customized product for corporate structured deposits linked to exchange rate 202 1, the eighth customized product for corporate structured deposits linked to exchange rate 202 1, and the eighth customized product for corporate structured deposits linked to exchange rate 287/kloc.
● Purchase term: 202 1 August 18-2021June1October1August1August. August 20th, 20265438 +0-September 27th, 20265438+0-August 23rd, 20265438+0,165438+1October 22nd,
● Review procedure: The 28th meeting of the 4th Board of Directors of the Company agreed that the amount of idle self-owned funds used by the Company for investment and wealth management business should not exceed 850 million yuan. For details, please refer to the relevant announcement disclosed on the website of Shanghai Stock Exchange on May 4, 2002/KLOC-0.
According to the resolution of the 28th meeting of the 4th Board of Directors of the Company on continuing to use idle self-owned funds for short-term investment and wealth management business, the recent progress of the Company and its subsidiaries in handling wealth management products is hereby announced as follows:
I. Overview of this entrusted financial management
The purpose of entrusted financial management
Under the premise of not affecting the normal production and operation of the company and ensuring the safety of funds, using some idle funds for cash management is to further improve the efficiency of fund use, effectively reduce financial costs and obtain higher returns for the company and shareholders.
sources of fund
The source of this financial management fund is: idle self-owned funds.
Basic situation of entrusted wealth management products
1. Buy wealth management products
Unit: 10,000 yuan
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2. Withdrawal of wealth management products. The company has customized the fifth RMB structured deposit financing product of 295 yuan, the fifth RMB structured deposit financing product of 295 yuan, and the 5 yuan Everbright Bank 202 1 the fifth-linked structured deposit customized product. RMB structured deposit wealth management products with corporate structured deposits of 202 1 pegged exchange rate recovered 50 million yuan, and the total principal of wealth management products was recovered180 million yuan, achieving a profit of 1569600 yuan.
The company's internal control over the risks related to entrusted financial management.
The company puts risk control in the first place, strictly controls the investment in wealth management products and invests cautiously.
1 investment risk
In the bank financing business carried out by the company, by choosing low-risk, short-term and excellent bank financing products, the investment risks brought by policy changes can be largely avoided; However, although the capital-guaranteed bank wealth management products are low-risk investment products, considering that the financial market is greatly affected by the macro-economy, the risk of investment being affected by market fluctuations is not ruled out, and the actual income of investment is uncertain.
2. Considering the investment risk, the measures to be taken are as follows:
The company's wealth management business will be properly involved and withdrawn according to the economic situation and changes in the financial market. The company will analyze and track the investment situation and project progress of wealth management products in a timely manner. When necessary, you can hire external personnel, entrust relevant professional institutions to study and demonstrate investment varieties and stop losses, and submit research reports. If risk factors that may affect the safety of the company's funds are found, corresponding measures will be taken in time to control investment risks.
Banks where companies purchase wealth management products try to cooperate with commercial banks with more daily business cooperation, standardize the management of wealth management business and strictly control the risks of wealth management products. Through daily business dealings with cooperative banks, the company can keep abreast of the dynamic changes of purchased wealth management products, thus reducing investment risks.
The use of funds shall be supervised by the Audit Internal Control Department of the Company on a daily basis.
The company's independent directors and the board of supervisors have the right to conduct regular or irregular inspections on the investment of the company's wealth management products. If they find any irregularities, they can propose a board meeting and consider stopping investment.
The company will disclose the purchase, profit and loss of wealth management products during the reporting period in its regular report according to the relevant regulations of China Securities Regulatory Commission and Shanghai Stock Exchange.
The wealth management products purchased by the company this time meet the requirements of the board of directors and the internal fund management of the company.
Second, the specific situation of this entrusted financial management
Main terms of entrusted financial management contract
1. Zhangzhou Qibin Glass Co., Ltd., the company's wholly-owned grandson company, purchased RMB 50 million in structured deposits from Zhangzhou Branch of China Everbright Bank Co., Ltd., with details as follows:
Product name: 20265438+ 0-year linked exchange rate customized for enterprise structured deposits, the eighth product 255.
Product type: capital preservation floating income type
Structured deposit currency: RMB
Principal amount: 50 million yuan.
Expected yield: annualized yield 1% or 3.55% or 3.65%.
Start date of structured deposit: 2021August 18.
Maturity date of structured deposit: 202111/8.
Term of structured deposit: 90 days from the start date of structured deposit to the maturity date of structured deposit.
Bank working days: the maturity date, income payment date and principal repayment date of structured deposits are bank working days in China.
Basis of income calculation: A/360
2. Zhuzhou Liling Qibin Glass Co., Ltd., a wholly-owned subsidiary of the company, purchased RMB structured deposit of 65,438+0,000,000 yuan from Zhuzhou Branch of China Everbright Bank Co., Ltd. this time. Details are as follows:
Product name: 20265438+ 0-year linked exchange rate customized for the company's structured deposits, the eighth product 256.
Product type: capital preservation floating income type
Structured deposit currency: RMB
Principal amount: 6,543.8 yuan+0 million yuan.
Expected yield: annualized yield 1% or 3.55% or 3.65%.
Start date of structured deposit: 2021August 18.
Maturity date of structured deposit: 202 1 65438+February1.
Term of structured deposit: from the start date of structured deposit to the maturity date of structured deposit 105 days.
Bank working days: the maturity date, income payment date and principal repayment date of structured deposits are bank working days in China.
Basis of income calculation: A/360
3. Shenzhen Xinqibin Technology Co., Ltd., a wholly-owned subsidiary of the Company, purchased RMB structured deposit of 65,438+0,000,000 yuan from Shenzhen Branch of China Everbright Bank Corporation. Details are as follows:
Product name: 202 1 Linked exchange rate customized corporate structured deposit, Phase VIII product 287.
Product type: capital preservation floating income type
Structured deposit currency: RMB
Principal amount: 6,543.8 yuan+0 million yuan.
Expected yield: annualized yield 1% or 3.42% or 3.52%.
Commencement date of structured deposit: August 20th, 20021year.
Maturity date of structured deposit: September 27th, 202 1 year.
Term of structured deposit: 37 days from the start date of structured deposit to the maturity date of structured deposit.
Bank working days: the maturity date, income payment date and principal repayment date of structured deposits are bank working days in China.
Basis of income calculation: A/360
4. Zhuzhou Liling Qibin Glass Co., Ltd., a wholly-owned subsidiary of the company, purchased RMB structured deposit of RMB 654,38+0.5 million from Zhuzhou Branch of Guangfa Bank Co., Ltd. this time. Details are as follows:
Product name: Guangfa Bank's "salary increase No.65438 +06 G RMB structured deposit"
Product type: capital preservation floating income type
Structured deposit currency: RMB
Principal amount: 654.38+0.5 million yuan.
Expected yield: annualized yield 1.5% or 3.55%.
Commencement date of structured deposit: August 23rd, 20021year.
Maturity date of structured deposit: 202 1 1 1 22.
Term of structured deposit: from the start date of structured deposit to the maturity date of structured deposit 9 1 day.
Bank working days: the maturity date, income payment date and principal repayment date of structured deposits are bank working days in China.
Basis of income calculation: A/365
Entrusted financial investment
1, China everbright bank co., ltd. "the linked exchange rate customized for enterprise structured deposits in 20021year, the eighth product 255," the linked exchange rate customized for enterprise structured deposits in 20021year, the eighth product 256, "the linked exchange rate customized for enterprise structured deposits in 20021year. Banks will invest the raised structured deposit funds in bank time deposits, and at the same time invest in financial derivative transactions in domestic or international financial markets within the upper limit of time deposit income. The sum of the investment profit and loss of financial derivative transactions and the interest of bank deposits together constitute the income of structured deposit products.
2. The principal part of the RMB structured deposit of "Salary Increase 16" of Guangfa Bank Co., Ltd. is included in the unified operation and management of funds of Guangfa Bank, and the income of investors' structured deposits depends on the performance of the euro against the US dollar during the observation period.
Three. Trustee information of entrusted financial management
Basic information of trustee
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Main financial indicators of the trustee.
1. China Everbright Bank Co., Ltd. is a listed company in Shanghai Stock Exchange and a listed financial institution.
2. Guangfa Bank Co., Ltd.
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The trustee of this entrusted financial management is a listed financial institution, and there is no relationship with the company, its controlling shareholder or actual controller.
Due diligence of the company's board of directors
The company had previously maintained cooperative business relationship with the trustee in financial management, and there was no failure to cash or loss of principal and interest. The company also consulted the relevant industrial and commercial information and financial information of the trustee, and found no specific circumstances that damaged the development of the company's wealth management business.
Fourth, the impact on the company.
Main financial indicators of the company: 10,000 yuan.
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The financial data of the company on June 30th, 20021year were unaudited.
The influence of wealth management business on the company
As of the date of this announcement, the company's financial payment amount is 550 million yuan, accounting for 18.85% of the company's monetary funds at the end of June 2002/kloc-0.
The company's wealth management business will not have a significant impact on the company's future main business, financial status, operating results and cash flow. 1. The funds in the company's account are on the basis of ensuring the operating income and expenditure, and the wealth management business carried out by the company is carried out on the premise of ensuring the funds needed for the company's current production and operation and project construction, and ensuring the safety of its own funds, which will not affect the company's daily capital turnover and business development needs; Second, the corporate wealth management business is not aimed at medium and long-term investment, but only at short-term bank wealth management products with fixed income or low risk, which are launched to improve capital efficiency and reduce financial costs when the funds in bank accounts are idle for a short period of time. The short use period of wealth management funds does not affect the development of the company's main business, which is conducive to further improving the company's overall income and return on investment, in line with the interests of the company and all shareholders.
Verb (abbreviation of verb) investment risk warning
Although this company carries out cash management and buys products with high security, good liquidity and guaranteed capital, it is a low-risk investment product, but the financial market is greatly affected by macroeconomic, fiscal and monetary policies, and it is not excluded that this investment may be affected by market fluctuations.
The implementation of the decision-making procedures and opinions of the board of supervisors and independent directors
1. Decision-making procedures for financial matters of the company. 20021May 13, the 28th meeting of the 4th Board of Directors of the Company deliberated and passed the Proposal on Continuing to Use Idle Self-owned Funds for Investment and Financial Management. It is agreed that the company will use idle self-owned funds for investment and wealth management business, with a limit of no more than 850 million yuan, valid from May 20021year to May 3, 20221day, and the funds within the limit can be used circularly and rolling. The board of directors authorized the management of the company to organize the formulation of financial investment plans according to specific investment products, and authorized the chairman to sign relevant contract documents. The management of the company is responsible for organizing and coordinating the financial investment plan, with the chief financial officer taking the lead in implementing it and the financial management department of the company implementing it. The amount involved in this matter is within the approval authority of the board of directors of the company and does not need to be submitted to the shareholders' meeting for approval.
2. The Board of Supervisors of the Company agreed to the proposal of the Company to continue to use idle self-owned funds for investment and wealth management business this time, and issued a clear consent opinion.
3. The independent directors of the company agreed to the proposal on continuing to use idle self-owned funds for investment and wealth management business, and clearly agreed.
Seven. The company's use of its own funds to entrust financial management in the last 12 months.
As of the date of this announcement, the company's use of its own funds to entrust financial management in recent 12 months:
The company has used idle self-owned funds to purchase wealth management products of RMB 2.0/kloc-0.80 billion, and has recovered RMB/kloc-0.468 billion. The ending principal balance of wealth management products is 550 million yuan.
Details are as follows: Unit: 10,000 yuan.
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Eight. Annex for future reference
1. Resolution of the 28th meeting of the 4th Board of Directors of the Company;
2. Opinions of independent directors;
3. Relevant business vouchers for handling wealth management products this time.
It is hereby announced!
Zhuzhou Qibin Group Company Limited
200 1 Aug. 26th, 2008