Question 2: What industry does the insurance agency belong to? There are professional insurance agents and part-time insurance agents.
Question 3: What industry does the insurance claims consulting service belong to? Belonging to the consulting service industry. It is different from insurance agents, insurance brokers and insurance assessors. Since 2005, it has successfully registered in Yiwu, Zhejiang, Pudong, Henan, Zhoukou, Dalian, Liaoning and Shenyang.
Most of them are senior insurance and legal professionals.
I was successfully registered as Shenyang Jinyuxi Insurance Claims Consulting Co., Ltd. on June 65438+1October 9, 2006.
It involves mastering the operation mechanism of law and insurance industry, and has extensive social resources and negotiation and coordination ability.
Wish you success!
Question 4: What is an insurance agent? People who sell insurance to insurance companies sign agency contracts with insurance companies, not labor contracts. But enjoy the training provided by the insurance company. The main income comes from commissions and bonuses obtained from selling insurance products.
Question 5: What is the concept of insurance agent? I. Insurance agents are divided into three categories.
1, personal insurance agent, an individual who is entrusted by an insurance company to sell the company's products and can only sell one product.
2. Part-time insurance agents, who have their own main business, and at the same time accept the units entrusted by insurance companies to sell their products; Like a bank. Postal service, etc
3. Professional insurance agent: a professional institution entrusted by several insurance companies and selling company products at the same time. The current insurance institutions are all;
Two, who is engaged in insurance agency sales, to carry out the "insurance intermediary practitioners qualification examination", to obtain a qualification certificate before engaging in insurance sales.
Question 6: What's the difference between insurance exhibition certificate and insurance agent qualification certificate? The difference between insurance exhibition certificate and insurance agent qualification certificate;
Different issuing units, the "Insurance Agency Practitioner Qualification Certificate" is uniformly printed by the China Insurance Regulatory Commission and issued by the local Insurance Regulatory Commission; The Insurance Salesman Exhibition Certificate shall be registered in the local insurance industry association.
Insurance companies can only apply for exhibition license if they hold the Qualification Certificate of Insurance Agency Practitioners.
"Insurance Agency Practitioner Qualification Certificate" has no restrictions on business scope; The business scope and sales area of the exhibition certificate shall not exceed the business scope and business area of the insurance company's business license.
The Qualification Certificate of Insurance Agency Practitioners can only be obtained after passing the national unified examination, and you can apply for exhibition certificate without examination after completing the pre-job training of insurance companies.
Question 7: What are the requirements for applying for an insurance agency? Provisions on the Administration of Insurance Agencies Article 7 Insurance agencies may take the following organizational forms: (1) Partnership enterprises; (2) Limited liability companies; (3) joint-stock companies. Article 8 To establish an insurance agency, the following conditions shall be met: (1) The registered capital or capital contribution reaches the minimum amount as prescribed in these Provisions; (2) The articles of association or partnership agreement are in compliance with the law; (3) The senior management personnel meet the qualification requirements of these Provisions; (4) The number of employees holding the Qualification Certificate for Insurance Agency Practitioners (hereinafter referred to as the Qualification Certificate) is more than 2, and shall not be less than half of the total number of employees; (5) Having a sound organizational structure and management system; (6) Having a fixed residence or business premises suitable for its business scale; (7) Having computer software and hardware facilities suitable for conducting business; (8) At least one insurance company has issued a letter of intent. Article 9 The registered capital or capital contribution of an insurance agency established in the form of a partnership or a limited liability company shall not be less than 2 million yuan; If it is established in the form of a joint stock limited company, its registered capital shall not be less than RMB1000000 yuan. Article 10 A unit or individual that is prohibited by laws and administrative regulations from investing in an enterprise may not become a promoter, shareholder or partner of an insurance agency. Employees of insurance companies investing in insurance institutions shall inform their insurance companies. Article 11 The names of insurance agencies and their branches shall include the words "insurance agents", and their brand names shall not be the same as those of existing insurance intermediaries. Article 12 To apply for the establishment of an insurance agency, all shareholders, promoters or partners shall designate representatives or jointly entrust agents to handle the application with the China Insurance Regulatory Commission. Article 13 To apply for the establishment of an insurance agency, the following materials shall be submitted to the China CIRC in duplicate: (1) An Application Form for the Establishment of an Insurance Agency signed by all shareholders, promoters or partners; (2) A power of attorney to apply for the establishment of an insurance agency; (3) Articles of association or partnership agreement; (4) Copies of identity certificates and resumes of natural person shareholders, promoters or partners, business licenses of non-natural person shareholders and promoters, and financial statements for the latest 65,438+0 years with financial seals; (5) A copy of the capital verification certificate issued by a legally qualified capital verification institution and the original voucher for entry; (six) feasibility report, including market analysis, business development plan for the past three years, etc. ; (seven) a copy of the notice of pre-approval of the enterprise name; (eight) internal management system, including organizational framework, decision-making procedures, business, financial and personnel systems. ; (nine) the business service standards of this institution; (ten) the qualification application materials for the proposed senior management personnel and the copy of the qualification certificate of the business personnel; (eleven) a letter of intent issued by the insurance company; (12) documents certifying the domicile or business premises; (thirteen) computer hardware and software configuration. Article 14 After receiving the application materials, the China Insurance Regulatory Commission may call investors to give tips on investment risks, talk about the application for preparation, and inquire about and understand the market development strategy, business development plan, internal control system construction and other related matters of the proposed institution. Article 15 Within 1 year after the establishment of an insurance agency, three insurance agency branches may be established. To apply for the establishment of an insurance agency branch, the following conditions shall be met: (1) There is no major violation of laws and regulations within 1 year before the application; (2) The internal control system is sound; (3) The main person-in-charge to be appointed meets the qualification requirements of these Provisions; (4) The existing insurance agency branches are operating normally; (5) The registered capital or contribution meets the requirements of these Provisions. Article 16 If an insurance agency reaches the minimum registered capital or minimum capital contribution as stipulated in these Provisions, three insurance agency branches may be established. In addition, every application for establishing an insurance agency branch should at least increase the registered capital or contribute RMB 654,380,000. When applying for the establishment of an insurance agency branch, if the registered capital or capital contribution of the insurance agency reaches the amount after capital increase as stipulated in the preceding paragraph, the corresponding registered capital or capital contribution may not be increased. If the registered capital or capital contribution of an insurance agency reaches 2 million yuan, it is not necessary to increase the registered capital or capital contribution to set up an insurance agency branch. Article 17 An insurance agency applying for the establishment of an insurance agency branch shall submit the following materials in duplicate: (1) An application form for the establishment of an insurance agency branch; (2) ......> & gt
Question 8: What is the professional certificate of the insurance company? The work of insurance companies can be simply divided into two categories: internal work (mainly underwriting, claims settlement and administrative work) and external work (mainly business).
The former does not require any certificates, and the latter may.
It may be necessary, that is, to enter a life insurance company or insurance agency, you must hold a certificate prescribed by the state, which is the so-called "agent qualification certificate". 60 yuan is added to the examination registration fee, and 5 yuan is the certificate fee.
If you join a property insurance company, and this company has its own direct sales department (I am in the direct sales department), you can go to the department. Because you are an internal employee of this insurance company.
Judging from your situation, you should be sent by a life insurance company or an agency. They must want a certificate.
According to the Regulations of China Insurance Regulatory Commission on the Administration of Insurance Salespersons and the Interim Measures for Continuing Education of Insurance Intermediary Practitioners, all holders of insurance qualification certificates need to attend continuing education every year, and must reach the required class hours. On the basis of pilot work in previous years, our province has gradually explored a continuing education model suitable for our province. By the decision of our bureau, we will continue to educate all holders of insurance qualification certificates in the province. The relevant matters are hereby announced as follows.
First, the object of continuing education
Insurance qualification certificate refers to insurance agent qualification certificate, insurance broker qualification certificate and insurance assessor qualification certificate. Qualification certificate holders include the following categories:
(1) Insurance salesmen;
(2) Holders of insurance institutions;
(3) Holders of insurance brokerage institutions;
(4) Holders of insurance assessment institutions;
(5) the holder of the insurance agency;
(6) Other certified personnel.
Second, the requirements of the times and educational content of continuing education
According to relevant regulations, insurance qualifications certificate holders receive at least 36 hours of continuing education every year, including at least 12 hours of insurance legal knowledge, professional ethics and integrity education. Continuing education, as a continuous, compulsory and normative system, will be carried out every year in the future. At present, the content of continuing education in our province is mainly "Continuing Education Reader for Insurance Intermediary Practitioners". With the continuous advancement of the continuing education system, the new content will continue to increase.
Third, continuing education institutions.
At present, there are three training institutions with continuing education and training qualifications in our province: Heilongjiang Insurance Industry Association, Heilongjiang Radio and TV University and Heilongjiang Tianyu Culture Investment Co., Ltd. The continuing education and training certificates issued by the above three training institutions are recognized by the Insurance Regulatory Bureau and can be used as an effective basis for renewing the qualification certificates.
Fourth, the choice of continuing education institutions.
According to the actual situation of insurance industry in our province, different continuing education institutions can be selected for different insurance qualifications certificate holders.
(1) The holders of insurance agencies, insurance brokerage institutions and insurance assessment institutions and other holders are relatively few in number and widely distributed, and the continuing education institution designated by the Insurance Regulatory Bureau is the Insurance Industry Association of Heilongjiang Province. The above-mentioned personnel should receive training and assessment in the designated educational institutions.
(2) All insurance salesmen are organized by insurance companies, and they can choose the above three training institutions for continuing education and training. The training certificates have the same function.
(3) All the holders of part-time insurance agencies shall attend continuing education in the nearest insurance company with agency relationship, and participate in training and assessment together with the insurance salesmen of the company. All insurance companies should take the initiative to do a good job in the organization, registration, training and continuing education assessment of insurance agencies that have agency relations with the company.
Verb (abbreviation of verb) the way of continuing education
According to the different situations of economic, social and insurance development in different parts of our province, and the different needs of employees in different insurance institutions, different regions and different levels for continuing education, the continuing education work in our province is carried out in accordance with the principle of "adjusting measures to local conditions, making overall plans, being flexible and diverse, and paying attention to practical results". The training method adheres to the "three combinations", that is, the combination of centralized training and decentralized learning, the combination of classroom training and autonomous learning, and the combination of organizational training and spontaneous organizational learning. ;
Question 9: The relationship between insurance agents and insurance companies. The insurance agent is not an employee of the insurance company, and there is no labor relationship between the two parties. The agent and the insurance company are cooperative. The two sides sign an agency contract, the agent sells the products of the insurance company, and the insurance company gives the agent a commission.
Question 10: What is the income from the insurance company's main business? The main business is selling insurance policies, and the main business income is the insurance premium obtained from selling insurance policies.