As a hybrid fund, the main feature of CCB's optimal allocation fund is "double optimization, striving for victory in stability". The first is to optimize the overall investment portfolio through asset and industry allocation; The second is to give full play to the ability of stock selection and find listed companies with reasonable stock prices and good growth to invest. "Proper attack and defense, advance and retreat freely" is another feature of the fund. When the stock market is bullish, the fund's stock investment ratio can reach up to 90%; When the stock market is adjusted, the fund can invest in low-risk products such as bonds, up to 70%.

According to the data of Galaxy Securities Research Institute, hybrid partial stock funds can effectively avoid market systemic risks in the process of stock market decline, but can actively share the gains of market rise in the process of stock market rise. Last year, the average cumulative net growth rate of hybrid partial stock funds reached 1 12.48%, which gained high excess returns for investors.

In addition, the fund also adopts the dual fund manager system, focusing on the fields of stock and bond investment respectively, with professional division of labor, giving full play to their respective advantages and grasping market opportunities for investors in all directions. Among them, Chen Peng, the manager of stock investment fund, has experienced bear market and bull market and accumulated rich operational experience. From June 65438, 2004+February 65438+July to August 30, 2006, the cumulative net growth rate of the funds he managed reached 58.43%, which was rated as a "four-star" fund by Morningstar. Wang Pei, the bond investment fund manager, is currently the fund manager of CCB Money Market Fund and has rich experience in bond operation. According to the data of Galaxy Securities Fund Research Center, as of June 65438+February 3, 20061day, the 7-day annualized rate of return of CCB Money Market Fund reached 2.54%, ranking first among all money market funds.

Jianxin Fund Management Co., Ltd. is one of the first bank fund management companies, with steady operation and excellent performance. CCB Preferred Growth Fund was established less than five months ago, with a yield of over 50%, which created high returns for investors in a short time. The cumulative net value of CCB Permanent Value Fund has reached 65,438+0.7909 yuan, and it has achieved dividends for three times since its establishment, with a cumulative dividend of 65,438+0.5 yuan/65,438+00.