According to the regulations of Ping An Credit Card, Ping An Bank may lock your credit card if the balance of your credit card is insufficient for many times. After being locked, you will no longer be able to use this credit card for spending.

Under normal circumstances, Ping An Bank will automatically unlock your credit card after repayment or after a period of time. However, the specific unlocking time will vary according to personal circumstances. In some cases, it may be necessary to take the initiative to contact Ping An Bank customer service and provide relevant repayment information to speed up the unlocking process.

If your credit card is locked and in urgent need of use, I suggest you contact Ping An Bank customer service in time to find out the specific time and method of unlocking it. They will provide corresponding help and guidance according to your situation.