The chairman has been vacant for more than a year.
On July 1 1, official website of Baoneng Group announced that Qianhai Life Insurance, a subsidiary of Shenzhen Jushenghua Co., Ltd., recently held a meeting and resolved to remove the director of Shen Company and the supervisor of Chen Lin Company; The general manager of Shen Company was removed by resolution, and other arrangements were made.
According to public information, Qianhai Life Insurance was established in February 20 12, and its business scope covers life insurance, health insurance and reinsurance business. From 20 12 to 20 18, Shen served as the chief actuary and deputy general manager of qianhai life insurance. 2065438+In August 2008, Shen was approved as the general manager of Qianhai Life Insurance. Chen Lin 2065438+was approved as the chairman of the board of supervisors of Qianhai Life Insurance in April 2002.
The reporter learned that Shenzhen Baoneng Investment Group Co., Ltd. is the controlling shareholder of Qianhai Life Insurance. In fact, Yao Zhenhua, the controller, was the chairman of Qianhai Life Insurance, but Yao Zhenhua was banned from the insurance industry for ten years on 20 17. In March last year, Qianhai Life Insurance announced that Zhang, the former chairman, resigned and Shen acted as the chairman until the new chairman officially performed his duties.
Will become the key verification object of supervision.
Behind the high-rise earthquake, Qianhai Life Insurance is facing the pressure of a sharp decline in premiums and net profit. The data shows that in 20021year, Qianhai Life realized a net profit of1.1.60 billion yuan, down by 89.85% compared with 2020. In the first quarter of this year, the business income of Qianhai Life Insurance was 65.438+0.0955 billion yuan, down by 78.53% year-on-year, and the net profit for the same period was-2.323 billion yuan, down by 446.5438+0.3% year-on-year. According to industry statistics, the loss level of Qianhai Life Insurance in the first quarter of this year was in the forefront of the industry.
The poor performance of the investment side is also the reason for the huge loss of Qianhai Life Insurance. In 20 15, the investment income of qianhai life insurance was112.89 million yuan, and the net profit at that time was 3.098 billion yuan. The investment income of Qianhai Life Insurance last year was 8.5965438 billion yuan, and the comprehensive investment return rate in the first quarter of this year was -0.83%.
Externally, since the third quarter of 2020, the risk rating of Qianhai Life Insurance has been C for six consecutive quarters. At the end of the first quarter of this year, the comprehensive solvency adequacy ratio of Qianhai Life Insurance was1/kloc-0.17%, which was 19.93 percentage points lower than that at the end of 202/kloc-0. According to relevant regulatory regulations, Qianhai Life Insurance will be the key verification target because its comprehensive solvency adequacy ratio is lower than 120%.
Some insiders said that due to the consideration of its own solvency, Qianhai Life Insurance has reduced its holdings frequently in recent years. In May this year, OCT A announced that Qianhai Life Insurance reduced its holdings of 48,696,700 shares from February 30, 2002/KLOC-0 to April 6, 2022, with a total cash amount of about 38 1 10,000 yuan.