1, title

The title of IOU is generally composed of language names, that is, the word "IOU" is written in large font at the top and middle of the text. Some people write the words "temporarily owed" or "now owed" in this position as the title, but the text of this title is written in the top box of the next line.

2. Text

The subject of the IOU should write down what the person or unit owes, what it owes and how much it owes, and indicate the repayment date.

Step 3 sign

Signature should be accompanied by the name of the owed unit and the personal signature of the handler, and the personal name of the owed party should be attached to the debit note issued by the individual. Meanwhile, the date of signing the debt. Units should build official seals and individuals should build private seals.

Precautions:

1. The subject of the creditor-debtor relationship should be clearly stated, that is, who is the creditor and who is the debtor (pay attention to the ambiguity of the word "borrow"); When a natural person is the main body, the name on his ID card should be checked. If conditions permit, the resident ID number should be copied on the iou and signed, preferably by hand print. ; If the legal entity is the main body, it shall be stamped with the official seal of the entity.

2. The unit of the amount should be clear. The amount should be marked with Arabic numerals and then written in traditional Chinese characters. The proportion of scores should be clear, such as percentage, thousand ratio and ten thousand ratio.

3, express clearly, pay attention to avoid ambiguity. The date of return should be clear, if there is an interest agreement, it should be stated, otherwise it will be regarded as no interest according to law, and if there is an agreement on liquidated damages, it should be stated. If there is a guarantor, the method of guarantee shall be indicated, and the guarantor, the guarantor's signature and fingerprint shall be indicated.

Extended data

take for example

1 _ _ _ _ _ _ _ _ _ _ _ (ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

__________________________________________________? In _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

_ _ _ _ _ _ _ _ _ _ _ (ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Write: _ _ _ _ _ _ _ _ _ _ _ _ _ _). Through negotiation, the interest is determined to be RMB _ _ _ _ _ _ _ _ _.

Write: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _)? The debtor must pay the principal and interest before _ _ _ _ _.

Pay in full. Both parties agree that the people's court at the creditor's domicile (which changes with the change of the creditor's domicile) shall have jurisdiction over all kinds of lawsuits arising from the relationship between creditor's rights and debts; Lawyers' fees, legal fees, arbitration fees, transportation fees, lost time and other expenses or other losses arising from the creditor's recovery of the debt shall be borne by the debtor. Both parties agree that this agreement is enforceable. According to this! Debtor: Sign by fingerprint?

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Remarks: All figures must be capitalized, and the capitalization of figures is generally one, two, three, four, five, six, seven, eight, nine, ten, one hundred, thousand and ten thousand. ? At the same time, you should press your fingerprints at the place where you sign.

Baidu Encyclopedia: IOUs