With the rapid development of automobile industry, more and more people choose to buy cars. However, for many people, buying a car is not an easy task. In addition to choosing the right model and brand, we also need to consider the price of the car and how to finance the car purchase. At this time, Shanghai General Finance has become your best choice.

Understand Shanghai General Finance.

Shanghai General Finance is a joint venture company jointly established by Shanghai General Motors Co., Ltd. and General Financial Services Company. As one of the largest auto finance companies in China market, Shanghai General Finance is committed to providing consumers with all-round and professional auto finance services.

The main services of Shanghai General Finance include car loan, car rental and car insurance. Whether buying a new car or a used car, Shanghai General Finance can provide you with flexible and diverse financial solutions to help you easily realize your dream of buying a car.

auto loan

Car loan is one of the core services of Shanghai General Motors Finance. With a car loan, you can buy a car by stages, reducing the pressure of paying for the car at one time. The specific operation steps are as follows:

Step 1: Select the car model and brand. Before buying a car loan, you need to choose a car that suits you. There are many models and brands that Shanghai General Finance cooperates with. You can choose the appropriate model according to your own needs and budget.

Step 2: Fill in the loan application. After selecting the car model, you need to fill out the car loan application form. The information to be filled in the application form includes personal basic information, work situation, income situation, etc. Fill in the application form and give it to the staff of Shanghai General Motors Finance.

Step 3: Review and approval. Shanghai General Finance will review your loan application, including the evaluation of your personal credit and repayment ability. If approved, you will receive a loan approval notice.

Step 4: Sign the contract. After the loan is approved, it is necessary to sign an auto loan contract with Shanghai General Motors Finance. The contract includes the loan amount, loan term, interest rate and other specific loan conditions.

Step 5: Pay for the car. After signing the contract, you can pay the car purchase price in the way agreed in the contract. Shanghai General Motors Finance will directly pay the loan amount to the car dealer according to the contract, and you only need to repay it according to the repayment method and time agreed in the contract.

rent a car

In addition to car loans, Shanghai General Finance also provides car rental services. Renting a car is a relatively flexible way to buy a car, which is suitable for people who don't want to own a car for a long time or whose economic conditions temporarily prohibit them from buying a car. The specific operation steps are as follows:

Step 1: Select the leasing scheme. Shanghai General Finance offers a variety of different car rental schemes, including short-term lease, long-term lease and rent before purchase. You can choose a suitable leasing scheme according to your own needs.

Step 2: Fill in the lease application. After selecting the lease scheme, you need to fill in the lease application form. The information to be filled in the application form includes personal basic information, work situation, lease term, etc. Fill in the application form and give it to the staff of Shanghai General Motors Finance.

Step 3: Review and approval. Shanghai General Finance will review your lease application, including the evaluation of your personal credit and repayment ability. If approved, you will receive a notice of lease approval.

Step 4: Sign the contract. After the lease is approved, it is necessary to sign a car rental contract with Shanghai General Motors Finance. The contract includes the lease term, rent, insurance and other specific lease conditions.

Step 5: Lease payment. After signing the contract, you need to pay the rent in the way agreed in the contract. Shanghai General Finance will collect the rent according to the contract, and you can only use the rented car if you pay the rent on time.

automobile insurance

When buying a car, auto insurance is an indispensable link. Shanghai General Finance provides you with all-round auto insurance services to ensure your car safety. The specific operation steps are as follows:

Step 1: Choose an insurance plan. Shanghai General Motors Finance provides a variety of auto insurance schemes, including vehicle loss insurance, third party liability insurance, theft insurance and so on. You can choose a suitable insurance plan according to your own needs.

Step 2: Fill in the insurance policy. After selecting the insurance scheme, you need to fill in the insurance application form. The information to be filled in the application form includes vehicle information, personal basic information and so on. Fill in the application form and give it to the staff of Shanghai General Motors Finance.

Step 3: Review and approval. Shanghai General Finance will review your insurance application, including vehicle information and personal credit evaluation. If approved, you will receive an insurance approval notice.

Step 4: Pay the insurance premium. After the insurance is approved, you need to pay the insurance premium in the way agreed in the contract. Shanghai General Finance will collect the insurance premium according to the contract, and you can only enjoy the insurance service if you pay the insurance premium on time.