At the bank, I chose the financial plan of Sino-Life Shang Hong Hongfu Insurance, with an annual premium of 65,438+10,000 yuan, which was paid for 5 years. The basic insurance amount is 6.5438+0.785 million yuan, and the insurance period is life. After the hesitation period of 1 and 10 days, 9% of the basic insurance amount will be returned, that is, 178500 yuan 9%= 16065 yuan, which is fast and high in proportion. After that, the survival insurance money will be paid at 9% of the sum of the basic insurance amount and the accumulated dividend insurance amount every two years until the whole life. 2. On the basis of annual dividends, the survival insurance money returned every two years will enter the universal account to accumulate interest. The universal account of Golden Housekeeper can satisfy customers' pursuit of higher yield. 3. At the beginning of each month, the universal account will determine the account settlement interest rate of last month according to the investment income, and compound interest every day and month. The minimum guaranteed interest rate is 2.5% per year. 4. Two years after the entry into force, Mr. Zhang Can received funds from the universal account in proportion. He can choose to receive 65,438+0% of the current account value from the universal account every year or 0.65,438+0% of the current account value from the universal account every month, which is convenient and optional. With a universal account, you don't have to worry about emergency, providing for the aged and improving the quality of life.
Shanghong Hongfu has two advantages: Advantage 1: guaranteed dividends, unlimited space, large base, high income, more and more guaranteed survival annuities, and continuous provision of wealth accumulation; Advantage 2: universal account, secondary appreciation account upgrade, daily interest and monthly compound interest, compound interest for one year 12 times, high income; Flexible withdrawal, if you don't get it, you will be in Qian Shengqian, and the benefits will be maximized! For example, Mr. Zhang, 30, has a heavy family responsibility. He fully considers the pressure of future survival under the condition of acceptable income, hoping to preserve and increase the value of assets and make full plans for the future.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.