1. Title: Write the word "IOU" at the top and center of IOU to distinguish it from other documents.
2. Loan details: borrower, lender, loan amount and term. The name, ID number, contact number and address of the borrower, as well as the name, ID number, contact number and address of the lender are indicated below the title. Indicate the specific amount of the loan, including uppercase and lowercase figures.
3. Interest and repayment method: If agreed, the interest and repayment method of the loan can be indicated in the receipt.
4. Liability for breach of contract: Liability for breach of contract can be stipulated in the IOUs, including liability for breach of contract for overdue repayment and liability for breach of contract for early repayment.
5. Signature and seal: In the lower right corner of the loan slip, the borrower signs and presses his handprint to prove the loan situation. If necessary, the borrower's official seal or financial seal can also be affixed under the signature. If there are other things that need to be explained, you can make comments at the bottom of the debit note.