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What if the insurance company doesn't appear in court in the civil action of traffic accident?
If the insurance company refuses to appear in court without justifiable reasons after being summoned, the people's court may make a judgment by default.

According to Article 144 of the Civil Procedure Law: "If the defendant refuses to appear in court without justifiable reasons after being summoned by summons, or withdraws from court without the permission of the court, he may make a judgment by default."

The Civil Procedure Law of People's Republic of China (PRC) is based on the Constitution and combines the experience and actual situation of China's civil trial work. 199 1 the fourth session of the seventh national people's congress was adopted on April 9 and will come into force as of the date of promulgation.

The Interpretation of the Supreme People's Court on the Application of the Civil Procedure Law of People's Republic of China (PRC) was adopted by the Judicial Committee of the Supreme People's Court at its1636th meeting on February 8, 20/kloc-0, and came into force on February 4, 20/kloc-0.

Extended Information "People's Republic of China (PRC) Civil Procedure Law"

Article 18 The Intermediate People's Court shall have jurisdiction over the following civil cases of first instance:

(1) Major foreign-related cases;

(two) cases that have a significant impact in the region;

(3) Cases determined by the Supreme People's Court to be under the jurisdiction of the Intermediate People's Court.

Article 19 The Higher People's Court shall have jurisdiction over civil cases of first instance with great influence within its jurisdiction.

Twentieth the Supreme People's Court has jurisdiction over the following civil cases of first instance:

(1) Cases with great influence in the whole country;

(2) Cases that should be tried by the court.

Section 2 Territorial Jurisdiction

Article 21 A civil action brought against a citizen shall be under the jurisdiction of the people's court of the defendant's domicile; If the defendant's domicile is inconsistent with his habitual residence, it shall be under the jurisdiction of the people's court of habitual residence.

A civil lawsuit brought against a legal person or other organization shall be under the jurisdiction of the people's court where the defendant is domiciled.

Where the domiciles and habitual residences of several defendants in the same lawsuit are under the jurisdiction of two or more people's courts, they shall be under the jurisdiction of each people's court.

Baidu Encyclopedia-People's Republic of China (PRC) Civil Procedure Law