In principle, the term of student-origin credit student loans shall be determined according to the full-time undergraduate academic system plus 10 years, and the longest term shall not exceed 14 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly.

The two-year grace period is for students at school and after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract.

The new national student financial aid policy system has been implemented for more than ten years. Talking about the "initial intention" of implementing this policy, Ma Jianbin said that "not letting a student drop out of school because of family financial difficulties" and promoting educational equity and social equity are not only the solemn commitments made by the party and the government to the society, but also the "initial intention" of all students to help workers.

The report of the 19th National Congress put forward "the strategy of strengthening the country through education" and "the strategy of strengthening the country through talents".

"The proportion of students from poor families in China is around 20%, which is higher in the west and lower in the east. It is necessary to help the children of these poor families receive higher education, improve their scientific and cultural quality, master a skill, improve their self-development ability, and achieve stable poverty alleviation and high-quality poverty alleviation. " Ma Jianbin said.

"At present, the proportion of students from poor families in China is relatively high. It is necessary to solve the possible dropout and dropout problems of these students through bursaries, and improve the enrollment rate and consolidation rate. " Ma Jianbin believes that doing a good job in student financial assistance is also an important foundation for accelerating the modernization of education.

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