Professor Lu Lei, male, born in Changzhou, Jiangsu Province, 1970 1 1, doctor of economics. He studied in Peking University Institute of Economics, Guanghua School of Management, National Development Research Center of Australian National University and Financial Research Institute of People's Bank of China. Part-time researcher of Southwestern University of Finance and Economics, assistant editor-in-chief of Financial Research, Journal of China Finance Association, chief researcher of Caijing, special observer of Southern Finance, special contributor of Caijing, independent director of china galaxy Financial Holdings Co., Ltd. and china galaxy Securities Co., Ltd., former deputy secretary and dean of the Party Committee of Guangdong Finance Institute, and member of the academic committee of Guangdong Finance Institute. 1 currently director of the research bureau of the central bank.