The business of Shaanxi Yin Chang Consumer Finance Co., Ltd. includes: issuing personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Acting as an agent to sell insurance products related to consumer loans; Fixed income securities investment business; Other businesses approved by the CBRC.
Shaanxi Yin Chang Consumer Finance Co., Ltd. is a national non-bank financial institution and the first licensed consumer finance company in Northwest China. The loan products are Easy Loan and Easy Loan, among which the borrower should be 18-55 years old when applying for Easy Loan; Mainly for customers with provident fund, mortgage and high education.
Users must repay the loan on time after handling the loan in Yin Chang Consumer Finance, and there can be no overdue situation, because there will be penalty interest after the overdue, and the longer the time, the more penalty interest. Moreover, overdue records will be uploaded to the credit information center after the deadline, which will lead to the deterioration of personal credit information, and various loans will be followed up. After the deadline, the platform will collect them.