Questions and Reference Answers of Competitive Job Interview in Banks (1)
A city has two outlets, A and B. A outlet is located in a prosperous area, with convenient transportation, luxurious decoration and high quality staff, but the benefits are not high. B network is located in a remote suburb, with inconvenient transportation, average decoration and average staff quality, but the benefits are better than A network ... After investigation, it is found that there are insufficient parking spaces at A network, and many customers with cars are more willing to drive to B network to handle business. In addition, there are many merchants and residents near the A outlet, and their main business is to deposit and withdraw small change, so customers queue for a long time and have a large passenger flow, but the business volume is small. Parking difficulty and waiting in line are two main problems that A store is facing at present.
answer
First of all, candidates should carefully examine the questions and try to find out the solutions to the two major problems of Bank A, because such questions mainly examine whether the candidates' thinking is objective and comprehensive.
Secondly, when speaking alone, candidates should put forward measures to save costs, solve customers' needs and improve bank efficiency and solve problems on the basis of considering the problems existing in A network. Candidates should focus on the following issues: First, considering the difficulty of parking, we can consider expanding parking spaces and rationally planning space; Reduce the occupation of parking spaces by non-business customers; Second, in view of the problem of waiting in line, we can consider measures such as standardizing business processes or strengthening employee training.
Then in the group discussion stage, each group member will put forward his own suggestions. Candidates should pay attention to that not all the suggestions put forward by everyone are feasible and comprehensive, so candidates should use their own knowledge to identify and summarize at this stage, and at the same time summarize the opinions of other members of the statistical group, so as to lead the team thinking in the final consensus. This part mainly examines the comprehensive analysis and logical thinking ability of candidates.
Finally, the representative of the group will summarize the statement. Candidates should pay attention to being well-founded and clear-cut, and sum up the opinions of the group members. This part examines the candidates' language expression ability and comprehensive analysis ability.
Questions and Reference Answers of Competitive Job Interview in Banks (2)
Feida Company is a medium-sized automobile parts production group. Recently, as the general manager is about to retire, the board of directors decided to select successors from the managers of several important departments of the company and put forward three candidates. These three candidates are all senior staff who have worked in our company for many years, have rich experience, have received job-transfer training and have great prospects. As far as business is concerned, all three people are competent, but their leadership styles are different.
A. Zhao Qiang. Zhao Qiang is very satisfied with the output of his department. He always emphasizes the necessity of controlling the production process and quality, and insists that subordinates must understand the production instructions well and implement them quickly, accurately and completely. Zhao Qiang likes to let his subordinates deal with minor problems. When the problem was serious, he appointed an effective subordinate to solve it. Usually, he only roughly specifies the work scope and completion deadline of his subordinates. He thinks that only in this way can the enthusiasm of employees be brought into play and better cooperation can be obtained. Zhao Qiang believes that keeping a respectful distance from subordinates is the best behavior of managers, and intimate relationship will only relax discipline. He does not advocate public criticism or praise of employees. I believe every employee has a clear idea. Zhao Qiang thinks his boss is very satisfied with their present job. Zhao Qiang said that the biggest problem in management is that subordinates are unwilling to take responsibility. He thinks that if his subordinates try their best, they can do the work better. He also said that he didn't understand how subordinates could communicate with their predecessors. A manager with little ability.
B. Wang Wang believes that every employee should be respected. He agrees that managers have the obligation and responsibility to meet the needs of employees. He often does small things for his subordinates: helping employees' children go to key schools, attending employees' weddings in person, and going out with employees. He also gave some employees tickets to the exhibition as an affirmation of their work. Wang goes to the construction site to chat with the employees and have lunch together every day. He never wants to embarrass others. He also thinks that Zhao Qiang's management style is too strict, and Zhao Qiang's subordinates may not be satisfied, but they are just being patient. Wang also noticed the shortcomings in management, but he believed that most of them were caused by production pressure. He wants to treat employees in a friendly and rude management way. He also admits that the production efficiency of this department is not as good as that of other departments, but he believes that subordinates will work hard because of his enlightened leadership.
C. Liu Guoqiang. Liu Guoqiang thinks that as an excellent manager, he should do important work instead of spending time shaking hands with employees. He believes that if employees' work is strictly evaluated for future salary increase and promotion, they will think more about their work and naturally do their work better. He argues that once an employee is assigned a job, he should be allowed to do it in his own way and the job inspection can be cancelled. He thinks that most employees know how to do their jobs well. If there is any problem, it is that the division of responsibilities between this department and other departments is not clear, and some tasks that do not belong to them are also arranged in his department, but he has never raised an objection. He thinks it will make other departments feel disgusted. He wants the supervisor to call him to the office to talk about work.
answer
First of all, the examinee examines the questions, plans to write a discussion outline and make a speech. This stage examines the candidates' ability to analyze, summarize and generalize. At this stage, candidates need to analyze the key points of the whole question. What is mentioned in the question? These three candidates are all senior staff who have worked in our company for many years, have rich experience, have received job-transfer training and have great prospects. As far as business is concerned, all three of them are competent? It can be seen that all three people meet the requirements of the general manager, but their leadership styles are different. So how to make a quick choice? It is wise to judge from the objective situation of the enterprise. Applicants can summarize the current positioning objectives of the enterprise. This enterprise is a medium-sized automobile parts production group? It can be concluded that this enterprise is a productive enterprise with assembly line operation and high precision requirements, so it is more appropriate to choose Zhao Qiang as the general manager.
Secondly, candidates speak independently. This part examines the candidates' language expression ability. At this stage, you just need to express your outline clearly.
Then, the group is free to cross-debate, which is a particularly important process, because the competition for resources often makes candidates fall into the trap of argument and forget the ultimate goal of the group, that is, to solve problems. Therefore, when there is a heated debate in the group, candidates should convince people with reason and impress people with emotion. For example, when a candidate insists on running, you can make a suggestion and say: Why? Always emphasize the necessity of production process and quality control, and insist that subordinates must understand production instructions well and implement them quickly, accurately and completely? It is also important to respect employees and do important work, but these leadership styles are very important to any enterprise, which is why the development orientation of enterprises is not targeted. Candidates who control time should always remind the group members to discuss the urgency of time and ensure that the group members complete the task within the specified time. This stage examines candidates' language expression ability, teamwork ability, logical analysis ability and speech enthusiasm.
Questions and Reference Answers of Competitive Job Interview in Banks (3)
Give each group an egg, some straws and tape, and ask to use these resources to make the egg fall from a height of 2 meters without breaking.
Requirements:
1, successfully complete the task and try to save resources;
2. Each member of the group takes turns to speak for 2 minutes.
3. Group members discuss freely, come up with a method, and actually operate the scheme for 20 minutes;
4. The group chooses a representative to make a 3-minute presentation and summary.
answer
First of all, candidates should see clearly the requirements of the examination stage, especially the requirements of candidates to save costs and use materials as little as possible, which is an important indicator in the operation questions, so candidates should pay attention to this in the examination stage;
Secondly, when candidates put forward their own ideas in the self-presentation stage, they should ensure the feasibility and scientificity of the method and record the ideas of other team members.
Then, in the stage of free discussion, candidates need to demonstrate their teamwork ability, and team members must work together in Qi Xin. Candidates can tie several straws together to make a straw group, build several groups of straw groups into a pyramid, put eggs in the middle and fix them with tape. Because the straw is hollow, it can play a buffering role, thus protecting the eggs from being broken.
In addition, candidates will also discuss how many straws are needed in actual operation and how to tie the tape at least and economically.
Finally, candidates should pay attention to summing up the ideas of the group during the viewpoint statement stage to ensure that the speech is clearly expressed.
In the competitive interview of banks, preparing competitive speeches is as important as answering interview questions. The following is a demonstration speech on bank competition that I carefully recommend for you. I hope it will help you.
Model essay on bank competition speech
Dear leading comrades,
Hello everyone!
My name is xxx, I'm 32 years old, and I have a bachelor's degree in finance, party member. Joined the work in July of XX. 13 Up to now, he has worked as a cashier, bookkeeper, correspondent and computer system administrator in credit department, customer department, risk department, accounting department, etc., and has been the manager of the comprehensive management department of * * sub-branch since 20XX.
Today, I am competing for the position of vice president of * * Sub-branch.
The position of vice president of a branch is not only an attractive position, but also a heavy job responsibility. To challenge this post and provoke this responsibility requires sincerity, fairness, self-confidence, courage, ability and strong professionalism. First of all, we must have a high political quality. Today, when the Agricultural Bank of China is about to go public, it shoulders the responsibility of implementing the national economic policy and serving the national economy? Therefore, as the leading cadres of the Agricultural Bank of China, we should have a firm political stance, political direction and political concept, and unswervingly implement the policies of the party and the state and the rules and regulations of the superior bank. Only in this way can we always keep a clear political mind on the way forward, stand the test of all kinds of difficulties and risks, and complete all the tasks entrusted to us by the party and the state. Secondly, we must have a strong theoretical quality. Theoretical construction is the fundamental construction of the party, and theoretical quality is the soul of leading cadres' ideological and political quality. Leading cadres at the line level of sub-branches should extensively study the knowledge of economy, politics, law, science and technology, culture, etc., broaden their horizons, improve their political theory level and professional work ability, and widely apply the political theory and professional knowledge they have learned to their work practice, so as to promote the healthy and orderly development of all work in the whole bank. The third is to have excellent business skills. As the vice president of a branch, he is the assistant of the president, that is, the organizer of all the work of the bank and the implementer of all the specific work of the unit. Without excellent business skills, it is impossible to organize and lead the cadres and workers of the whole bank to implement and complete various tasks, so having excellent business skills is the premise and important guarantee for doing a good job.
Based on the above three points, after careful consideration, I think I have the ability and courage to shoulder this heavy responsibility, because I have the following three advantages:
First, it has a diligent professionalism and pragmatic work style. I was born in China Agricultural Bank, and I subconsciously know what Agricultural Bank stands for. Growing up with the provincial branch cadre school, I deeply realized the social mission of the Agricultural Bank; Employment and Agricultural Bank of China make me love the cause of Agricultural Bank of China more. It is the formation of these factors that, in my blood, has made me highly dedicated and pragmatic to the cause of Agricultural Bank of China today. ? Books are seldom used, so it is difficult to know what is wrong. This is my profound experience over the years. Because of this, I have never relaxed my study, and systematically studied the professional knowledge of economy, finance and law. He has successively obtained junior college and undergraduate education in finance. Participated in more than 30 training courses organized by provincial branches. Through study and training, I have systematically mastered the theoretical knowledge and operational skills at all levels of Agricultural Bank of China, and applied them to business practice.
Second, strong business knowledge and rich practical experience. Over the past ten years, I have honed my achievements in many positions. Four years of counter operation made me familiar with and master the counter operation of ABC from many angles. Six years' work in accounting, credit, customer and risk has enabled me to further study and master the basic operating procedures and various systems of ABC. Especially during my three years as the manager of the general management department, under the influence of the leaders of the branch and the employees of the whole bank, I was able to devote myself to sweat, work hard and forget my work. A strong sense of professionalism and responsibility has enabled me to develop pragmatic and pragmatic work habits and a dedicated work style, which has won a good reputation among cadres and employees in the whole bank.
Third, it has a good mass base and professional communication ability. External factors: I was born and raised in * *, and I have never left * * since I joined the work. I have a comprehensive understanding of the county situation and people's feelings of * *, a good mass base, good social relations with the leaders of administrative, enterprise and financial personnel, and a good external environment. In 20XX, after many contacts and hard preparations, * * Sub-branch was rated as a county-level spiritual civilization unit by * * County Committee, and the office of * * Sub-branch was rated as a municipal level by the Municipal Youth League Committee. Youth civilization? , so that the social influence of * * sub-branch in * * is fully affirmed. Internal cause: Years of practical training have enabled me to have certain organizational and coordination skills and the ability to deal with complex problems. For example, in the important work such as abis system switching, cms system online, non-performing assets stripping, non-performing loan collection, party-mass relationship, organization and coordination, we can actively and properly handle various relationships and contradictions and successfully complete the work tasks. Especially after the organizational structure of the county branch was adjusted in July this year, I also participated in the credit business audit of the * * branch. In my work, I insisted on learning by doing, combined with the actual situation of our bank, put forward some effective management systems and methods on the operation process of credit business, and drafted the "Guidelines on the Operation Process of Main Loans of Agricultural Bank of China", which standardized the credit operation, strengthened the post-loan management and further improved the credit management level of our bank.
Leaders and judges: If my ideas can be trusted and supported by leaders and comrades, and if my desire to run for office today can be realized, I will compete for the post of vice president of * * Sub-branch. I will fulfill my duties, take rules and regulations as the standard, aim at improving work quality and economic benefits, and strive to be the assistant and staff officer of the president, and do the following:
First, strengthen study and improve quality. In my work, I will continue to strengthen the study of political theory and professional knowledge, constantly improve my political theory level and professional work ability, and regard learning as a kind of consciousness, a kind of responsibility, a kind of accomplishment, a kind of pursuit and a kind of realm, which runs through my work from beginning to end.
The second is to carry forward innovation. Carry forward? Development is the last word? In this new period, we should consciously adhere to the concept of keeping pace with the times, apply what we have learned, be pragmatic and innovative, and devote ourselves wholeheartedly to the business operation of China Agricultural Bank. Closely around the overall situation of reform and development, in accordance with the management principles of joint-stock banks, market-oriented, customer-oriented, seize business opportunities and grasp information. On the premise of strengthening management and paying attention to risk prevention, we will focus on solving the problems of insufficient total business, low quality, poor efficiency, lax internal control and single income, and comprehensively improve the profitability of * * sub-branches.
Thank you!