"Checking the card" and "opening the card" are different. Opening a card means that after receiving a credit card, you should call to activate it. You will receive a credit card after checking the card, but you don't need to open it.
The specific consultation on the annual fee of ordinary credit card should correspond to the customer service of bank credit card. If the credit card of Minsheng Bank is not opened within February, it will be opened and spent 6 times within the card issuance 1 year, and the annual fee for the following year will be exempted.
Extended data:
If the credit card of Minsheng Bank is not opened within February, it will be opened and spent 6 times within the card issuance 1 year, and the annual fee for the following year will be exempted. Minsheng Gold Card is free of annual fee in the first year. As long as the nuclear card is not activated, it will not generate annual fee.
The annual fee standard of Minsheng Bank's credit card is formulated according to the types of credit cards. At present, the annual fee standard of Minsheng Bank's credit card is: Minsheng Bank's ordinary card: main card 100 yuan, ordinary card's auxiliary card 50 yuan, Minsheng Bank's main card 300 yuan, and gold card's auxiliary card 150 yuan.
According to the unified regulations of the People's Bank of China, Minsheng Bank charges a daily interest rate of 0.5 ‰, with monthly compound interest. (Interest is not calculated during the interest-free period), and interest is calculated by circulating credit.
References:
Baidu Encyclopedia-Minsheng Bank Credit Card
References:
Baidu encyclopedia-credit card