In Tongyu County, there is such a helping cadre. He has been fighting for more than 300 days since May 2065438+2009 to help poor villages. He was affectionately called "Dean of Poverty Alleviation" by local village cadres. He won the recognition of the local government and superior banks with practical actions and poverty alleviation achievements. With his help, whether it is Yaodong Village in Yu Zhan Town, a poor village in Bao County, or Xiguan Village in Yu Zhan Town, a non-poor village, there are 35 poor households1person. At the end of 1965, 438+09, all of them took the lead in getting rid of poverty, and at the same time achieved a win-win situation for both management and poverty alleviation. He is Gao Hongliang, Party Secretary and President of Tongyu County Sub-branch of Agricultural Bank of China Baicheng Branch.
? Practice internal strength, and party building leads to promote poverty alleviation.
He always believes that the understanding of financial poverty alleviation must be high, and only with the guidance of party building can we really work hard and help out the actual results. We will implement the regular meeting system of Party committees of sub-branches to tackle poverty, and collectively study and decide on important issues of poverty alleviation at the meeting to ensure information exchange, strong decision-making and timely disposal.
Establish the main business direction. Establish the concept and orientation of "taking party building as the greatest achievement", actively grasp the "main business" and compact the "responsibility chain". Signed a letter of responsibility for building a clean and honest government face to face with team members, team members, heads of departments in charge and business lines, further clarified the main responsibilities of party branches, government branches and grass-roots unit party committees in grasping party building and promoting business, and led team members and middle-level cadres to go deep into poor villages to carry out party day activities with themes such as "Giving Love and send warm".
Implement "one post and two responsibilities". He organized, supplemented and improved the opinions of party committees, party branches and grass-roots party branches of government agencies on the pairing contact points, and made clear the specific content of "one post and two responsibilities" from the responsibility level. Establish a list of responsibilities for party building work, and combine the education of "strictly administering the party, strictly administering the party, bearing in mind the mission and Do not forget your initiative mind" to organize party member to seriously study new theories, actively learn new knowledge, consciously think about their own development deficiencies, actively practice, further promote poverty alleviation and promote business development. By sending the first secretary and task force for poverty alleviation, we will carry out activities such as pairing and helping leading cadres in party member, and solidly promote poverty alleviation.
Promote "party building and joint construction". According to the requirements of the government and the superior bank, the party organization relationship of the first secretary in the village will be transferred to poor villages to strengthen the party organization strength of the Agricultural Bank of China. In addition, a demonstration base for the practice of party building and co-construction in the new period was established in Yaodong Village, Yu Zhan Town, to help the party organizations in poor villages to formulate and improve the party organization construction. We will carry out the activities of "entering a hundred schools, eating a hundred schools and knowing a hundred schools" in a down-to-earth manner, gain a deep understanding of the actual situation of poor households, and help poor villages solve problems such as environmental improvement. He and the cadres in party member are concerned about the affairs of poor villages and the difficulties of poor households, and donated 56,000 yuan for poor households, which was recognized by the local government. Wang Duonian, a poor household in Xiguan Village, has been living in low and disrepair houses for a long time, which belongs to the category of reconstruction of dangerous houses. He insisted on not agreeing to work in the village many times. After learning that he volunteered to visit and inspect, Gao Hongliang first organized manpower to pull more than 20 cars for his low courtyard, leveled the front and back yards, and gained the trust of his family. Later, he organized donations for him, and Qi Xin cooperated to transform his home into 86 bungalow rice tile houses on the original site.
Whenever someone inside and outside the industry calls him "president of poverty alleviation", he always smiles, whether it is good or bad. Because of different angles, opinions are different. Over the past year or so, he has fulfilled his original promise to the local party committee, government and superior bank with his own practical actions: to achieve bank management and poverty alleviation with both hands, "correct mistakes" and "double harvest".
Sun, head of the contact point of Jilin Branch, member of the Party Committee and deputy director of the provincial branch, said with deep feelings: I'm afraid there are only a few top leaders in the poverty alleviation work in Baicheng, or in the whole province and even the whole country. On behalf of the provincial party Committee, he fully affirmed the poverty alleviation work of Tongyu County Branch. At the beginning of 2020, Comrade Gao Hongliang was commended by the Organization Department of Tongyu County Committee.
Integrate strength, make concerted efforts, and promote poverty alleviation
? As the Party Secretary of the Bank, he led and influenced everyone with his exemplary role, giving full play to the fighting fortress role of the branch and the vanguard and exemplary role of party member. Party Committee members, branch and department managers, network presidents (directors) and other middle-level cadres each covered Xiguan Village 19 key poor households, and all of them were lifted out of poverty by the end of last year.
Eat and drink together. According to the requirements of the local government, carry out the "eat 10 thousand meals" activity. Eight baobao cadres have visited poor households for more than 30 times, brought their own food and vegetables or dined with poor households in cash to further understand their production and living conditions, strengthen communication and enhance their feelings. During the inspection and acceptance by the provincial government, 19 poor households expressed satisfaction with the bank's assistance, reaching 100%. The basic information and seven indicators of household verification for poor households were fully completed. Seriously understand the situation of serious illness relief for poor households. The household registration files of poor households in two villages 130 have all been completed, the files of poor households are completely consistent with the manual, and the photos of houses in the housing files are all consistent. The information collection of poor households and non-poor households is true, authentic and reliable.
"Six clean-ups" rectification. According to the requirements of the local government: clean up garbage, firewood, manure piles, yards, ditches and roads. Since May 19, the bank has been led by team members and organized employees to set up task forces to assist the village party branch in tackling key problems. By the end of 1 1600 cubic meters of garbage, 586 courtyards, 1450 meters of ditches, 400 cubic meters of manure piles and 5 1260 meters of earth walls have been cleared. Help destroy dangerous buildings. According to the requirements of Yu Zhan Town Government, the poverty alleviation team fully cooperated with the village party branch to inspect the damage of dangerous houses and preached policies from door to door, all of which achieved their work objectives. In February, 65438, he applied to the provincial bank for 60,000 yuan of poverty alleviation funds to buy forklifts in Yaodong Village and Xiguan Village of Yu Zhan Town, and continued to carry out the work of "six clean-ups".
"Love and Dedication" was moved. Since last year, under his leadership, employees of the bank have donated 76,000 yuan to the village office. From the middle of 18 10 to the beginning of February 18, members of the team and middle-level cadres of the government went deep into Xiguan village, a poverty-stricken village, to carry out "giving love" activities, sending financial knowledge to the countryside and sending rice flour oil worth 15600 yuan to 52 poor households, expressing the concern and care of the Agricultural Bank of China for poor households. Cai Jinsheng, a poor household, held his hand and said with tears in his eyes that it was the first time for you to do practical things like this for so many years. Liu Guizhi, a low-income family, is 78 years old. After his son divorced, he worked in other places, and his grandson went to high school. In 65438+February last year, the old man had a sudden cerebral hemorrhage. After many treatments, the effect is very good and you can take care of yourself. You can owe more than 80 thousand foreign debts before and after. After learning about this situation, Gao Hongliang not only visited the hospital, but also actively won the compensation of 1.9 million yuan for patients through the government's medical insurance policy of "one case, one discussion".
At the beginning of this year, four poverty alleviation teams were set up, consisting of four team members, government department managers, network presidents (directors) and business backbones. According to the notice of the local government, corresponding work was carried out in poverty-stricken villages in Baobao at any time. Every Saturday and Sunday, Yu Zhan Sub-branch (secondary sub-branch) becomes the "dining hall" for the poor. During the epidemic prevention and control, he led the team members to Baobao Village for many times to supervise the epidemic prevention and control work, and sent relevant prevention and control materials. From March 1 1 to March 16, six government employees were transferred to Yaodong Village and Xiguan Village to help the village departments carry out basic work. In three days, 55 poverty alleviation manuals and 328 other files were improved for two villages. I went to the homes of 55 poor households in Baobao twice to conduct household surveys, fill out questionnaires to solicit opinions and verify family income. At the same time, send condolences to poor households equivalent to more than 3800 yuan. Since the beginning of April, the task force has visited poor villages in Baobao for many times to carry out courtyard economic surveys to help poor households plan income-increasing projects and solve practical problems.
? Clever use of clever strategies and policies to help the poor.
? He regards poverty alleviation as an important political task, and has done a lot of work in implementing the spirit of "helping the poor really" and "helping the poor in danger" by the CPC Central Committee, local governments and provincial and municipal banks, and has also achieved gratifying results.
Deploy a tough strategy. Since 20 19, Tongyu Sub-branch has established and implemented the division of responsibilities of poverty alleviation cadres, implemented the management mechanism of problem list and task list, and defined the responsibilities, tasks and completion time from the president and vice president to various departments and outlets to ensure that everyone is responsible. He visited every family in the poor village to understand the actual situation. He combined local conditions, organized human and material resources according to the unified arrangement and deployment of the local government, made full use of relevant policies in the industry, and comprehensively implemented poverty alleviation policies and measures, and achieved phased results in poverty alleviation work. At the end of 20 19, all 253 poor households in Yaodong Village, Yu Zhan Town were lifted out of poverty. 98 people from 56 poor households in Xiguan village, a non-poor village, have all been lifted out of poverty. Yaodong Village presented banners to the bank twice, expressing gratitude for the help.
Promote "direct support" support. Since 20 19, the bank has directly issued loans to poor households who have set up files and set up cards 109 1 10,000 yuan, directly driving 2,700 poor people to set up files and set up cards; Industrial and project loans amounted to 340.38 million yuan, driving 30 18 poor people. Other accurate poverty alleviation loans16.89 million yuan, which help 7 15 poor people with dividends or employment for poor households who set up a file. Since 20 19, other individuals' accurate poverty alleviation loans have increased by16.89 million yuan, driving the poor population by 7 15. By the end of March 2020, the bank's balance of precision poverty alleviation loans was 722.97 million yuan, an increase of 24.08 million yuan over the beginning of the year; 8,436 poor people were driven to establish a file card, an increase of 93 people over the beginning of the year.
The loan is put in accurately. According to the requirements of provincial, municipal and local governments on precise poverty alleviation, he signed the Cooperation Agreement between Tongyu County Poverty Alleviation and Development Office and Tongyu County Agricultural Bank on Poverty Alleviation Microfinance with the County Poverty Alleviation Office. The county government deposited 2 million yuan in advance to put poverty alleviation micro-credit in Yu Zhan Town, Xinfa Township and Baolawendu Township of Tongyu County. 20 19 Up to now, a total of 34 poverty alleviation micro-loans have been issued19. With the "loan for agriculture and animal husbandry in Kyrgyzstan" as the carrier, we will increase investment in financial services for new agricultural business entities such as family farms and large professional households, so as to drive poor families to increase their income and become rich. Help poor villages to take the road of industrialization development of "company+cooperative+large breeding households" and drive poor households out of poverty with the establishment of animal husbandry industrialization pattern. At the same time, actively explore new sustainable poverty alleviation models for industries and projects, closely drive poor households to increase their income and get rid of poverty, strengthen communication and cooperation with poverty alleviation departments at all levels around industrial development, relying on industry and project customer groups, increase financial support for new energy wind power projects and photovoltaic engineering construction, and promote poor households to find jobs and start businesses in service industry project development. Since 20 19, the accumulated precision poverty alleviation loans for industries and projects have increased by 340.38 million yuan, driving 30 18 poor people. With the support of a series of loans, ABC has expanded its business field, benefiting enterprises and people, and achieved a win-win situation.
Support, win-win and poverty alleviation
? As the saying goes: understanding is the greatest support, and support is the greatest understanding. This sentence became Gao Hongliang's mantra and was interpreted to the extreme by his actions.
The understanding of the family. From March 20 19 to March this year, Gao Hongliang didn't take a holiday for a whole year. He often goes to poverty alleviation points during the day and goes back to the unit for meetings and research work at night, and drives vice presidents and middle-level cadres to take turns to go deep into the front line of poverty alleviation. Really achieved "five plus two white plus black". In May last year, according to the unified regulations of the county party committee and the county government, the top leaders of all units and departments were required to be the leaders of the leading group for tackling poverty. The main leaders of the county arranged for him to be the leader of Xiguan Village, Yu Zhan Town, and asked him to go to the village on time at 8: 30 every morning to preside over the relevant poverty alleviation work, and he could not leave the village until five o'clock in the evening. At the beginning of 2020, the county government asked him to perform his duties until the end of the national poverty alleviation acceptance, and he must also take full responsibility for the problems found in the acceptance. This puts him in a dilemma, but considering the relationship between the government and the government, he has to accept, straighten out the responsibility of bank operation and poverty alleviation, and get up the courage to assume this responsibility and responsibility.
Sometimes I have meetings in Baicheng and have no time to go home. After a long time, his wife began to understand, often accusing him of questioning: why is the countryside so attractive that he doesn't go home on vacation? The 74-year-old mother complained repeatedly that she couldn't see her eldest son. One weekend, he took his lover to Tongyu County and took him to a poor village. He worked with the help team members in poor families for two days, which made her experience the poverty alleviation policy personally, and made her lover understand the arduousness and urgency of the poverty alleviation task and understand his difficulty. After returning home, he reported the truth to his mother-in-law. Now the whole family fully supports his work.
Government support. Where there is a will, there is a way. Tongyu Sub-branch was recognized by the inspection team of the head office after the rectification of the central poverty alleviation inspection tour, and spoke highly of Tongyu County Sub-branch; Tongyu Agricultural Bank's poverty alleviation work has been recognized by the main leaders of the county party committee and government, and it has given a lot of support and inclination to the Agricultural Bank in its work.
With the help of the government, the 13 problem loan related to the historical problems of a company was solved; He found the main leaders of the county. In 2020, the county's financial special account will add more than 2 billion corporate deposits to the bank. Now the bank has more than 600 million institutional legal person deposits; Luneng wind power project settled in Tongyu, and the main leaders of the county recommended opening an account in the Agricultural Bank of China for the first time. Syndicated loans can't be implemented due to the incomplete preliminary procedures of enterprises. Gao Hongliang asked the county leaders to coordinate all aspects, and the county government made an exception and presented relevant certification materials in advance, which urged the Agricultural Bank of China to successfully realize a loan of 300 million yuan in time and seize the commanding heights. At the beginning of the year, in order to market Muyuan Group, a listed company, he coordinated the county government, won the support of the superior bank and achieved success. At present, the enterprise has opened an account in the Agricultural Bank of China, and the slaughter and preservation workshop is under construction. The loan of 50 million yuan applied by ABC has also been reported to the provincial bank for approval; Chen Yanhong, chairman of Tuanjie Township Rice Planting and Processing Cooperative, applied to China Agricultural Bank for a mortgage loan of 7 million yuan for the contracted management right of rural land on August 12, 1965, with a loan term of 5 years, and repaid the principal and interest of the loan every year 1669693.82 yuan for the renovation of saline-alkali land. 20148,65438 hectares of paddy fields involve grasslands and protected areas. He found the main leaders of the county and got the understanding and support of the government. In order to make the Agricultural Bank of China recover the loan in time, he paid the cooperative government compensation fund of more than 2 million yuan in time under the condition of very tight county financial funds, which solved the loan risk.
Evidence of the results. At the end of 2065438+2009, the bank's two deposits were in the forefront of seven branches (departments) of the Agricultural Bank of China, of which the balance of personal deposits was10.79 million yuan, an increase of 208 million yuan over the beginning of the year; The average daily balance was 976 million yuan, an increase of152 million yuan over the beginning of the year. The intermediary business income was 5.05 million yuan and the operating income was 59.74 million yuan. The profit before provision is 37.74 million yuan; The profit after provision was 74.23 million yuan. Five employees were commended by provincial and municipal banks; 1 party branch was rated as an advanced party branch by the provincial bank; "Spring Action" in the city's seven branches (departments) appraisal, three assessment indicators, two indicators first, one indicator second. Comrade Sun, member of the provincial party committee and vice president, visited Tongyu County Sub-branch every month for investigation and guidance, and repeatedly conveyed the full affirmation given by Comrade Jing Dongdong, secretary of the provincial party committee and president of Tongyu Sub-branch, on party building, poverty alleviation and management.
With the overall poverty alleviation of poverty-stricken villages in Tongyu County, it will certainly create favorable conditions for optimizing the loan environment and accelerating the pace of serving agriculture, countryside and farmers. Financial poverty alleviation is a major event that contributes to the present and benefits the future. History will remember these active practitioners and pioneers who fought for poverty alleviation.