The applicant exemption function can be attached.

The first in the industry, the main insurance and additional insurance are exempted.

For example:

Ai Changcheng, a 30-year-old father, insured Ai Jiankang, a 0-year-old boy, with a coverage of 500,000 yuan, and received a birthday bonus at the age of 70. In addition, the insured is exempted from the insurance premium of critical illness insurance, and the annual premium is 52,065,438+0.35 yuan.

Among them, the premium of Jian Kang life plan is 4900 yuan, and the additional premium is 30 1.35 yuan.

The insurance liability is as follows (only the insured is exempt):

1. During the payment period of the main contract: if the insured suffers from mild illness (50 kinds), severe illness (100 kinds) or death/total disability, the premiums of each period will be exempted, and this additional insurance contract will be terminated.

2. After the payment of the main contract expires: the insured is unfortunately seriously ill (100), dies/is completely disabled, and the premium paid by this additional insurance is paid, and this additional insurance contract is terminated.

Claim description:

1. If Mr. Ai suffers from mild illness in the first year of payment (520 1.35 yuan), the late premium of 19 (93 1 ten thousand yuan) will be exempted, and this additional insurance contract will be terminated. At the same time, when Mr. Ai is 70 years old (the main insurance contract is not terminated),

You can receive a birthday bonus of 98,000 yuan, and the insurance liability (minor illness, major illness, death, total disability) continues for life.

2. If Mr. Ai suffers from serious illness, death/total disability after the payment period expires (20 years), the total premium paid by this additional insurance will be 5,725.65 yuan (3,065,438 yuan +0.35 yuan x 19), and this additional insurance contract will be terminated.