Question 2: What does the bancassurance department of an insurance company do? Hello, this friend. First of all, I am an employee of an insurance company, and I was once in charge of bancassurance. In fact, the job of bancassurance is sales. The bancassurance business is one of the many sales businesses launched by insurance companies, mainly focusing on wealth management and savings business. It is a process of sharing broad sales channels, stable and effective customers, good reputation and insurance benefits.
The first contact customers should be the account manager, lobby manager and teller of the bank. As a bancassurance personnel, we should first understand the characteristics of our products and the advantages and disadvantages compared with other similar products, as well as the company's sales policies and expenses. These are directly related to the difficulty and intensity of the work. It should be said that the bancassurance sales business is a win-win business for insurance company sales staff and bank sales staff. Compared with ordinary insurance sales, the customers contacted by bancassurance work should be groups with good quality and clear target customers. With the approval of bank staff, bank staff can take the initiative to help you sell products as agents, and business development will be more respected.
However, when a new product or channel just enters the market, it is more difficult. Not only should you persuade the bank to sell your products for you, but you should also go to the bank's business outlets to sell them directly to bank customers. When a point of sale is successful, as long as we maintain a cooperative relationship, we can open up new points of sale. After your previous work is accumulated, this copying process should become easier.
Generally speaking, bank insurers have a basic salary, which is better than ordinary insurance sales, but the more important source of income should be business awards. Annual salary100000 is not impossible. As you said, there is no such thing as a free lunch, and there will be a reward for your efforts. I suggest you try. Compared with ordinary insurance business sales, this is a good position, which not only exercises people, but also does not need to contact too many mixed people. If you go to the company, this business is already in operation, which is more convenient than your new one.
Having said so much, I hope I can help you and wish you success!
Question 3: What do the employees arranged by the insurance company in the bank do? This is not credit. Credit belongs to banks. People like you are still with the insurance company. They just cooperate with banks and wait for them to attract customers. Not counting bank employees. It's easy to sell insurance, but difficult to sell stalks. You should be eloquent and eloquent.
Question 4: What does the insurance department of China Life Bank do? Its agent Hongfu, Hongfeng, Hongtai, happy life, enjoy life and other products of the bank agent, the basic salary! There are three channels for China Life Insurance: individual insurance, group insurance and bank agency, and there is great room for development. Bank agency is the future trend. In addition, there are several channels to develop, lecturers, supervisors and businesses!
Question 5: What does a bank insurance account manager do? The main job of the bank-insurance account manager is to communicate with the employees of the cooperative bank outlets, establish good relations, set up consultation offices in these bank outlets to place promotional materials, and help sell insurance products through the bank employees. Sometimes it is necessary to train bank employees in insurance knowledge.
At the same time, the account manager should also explain the insurance benefits to the insurance customers and promote the signing of the policy.
The work of a general account manager is not difficult to do, and it is easier than the direct sales of insurance agents. As long as you have a good relationship with bank employees, you can rely on them to sell insurance products to bank customers instead of selling them yourself. General bank insurance account managers will give a certain basic salary, with less pressure.
Question 6: What does the insurance department of Ping An Bank do? It should specialize in insurance business.
Question 7: What does the insurance department of China Life Bank do? Is there a future? What products do you have? The bank insurance department of life insurance sells life insurance products through bank outlets, and the account managers of insurance companies mainly serve the bank outlets, providing them with training, coaching sales, sales service and after-sales service. As a regular employee of a bank insurance company, he has a fixed basic salary and bonus, and has a promising business assessment. He has all kinds of products, mainly depending on what products are sold between the company and the bank, which varies from place to place.
Question 8: What does the risk management department of a bank do? Risk management department is one of the back-office departments in banks.
Let's give an example to explain it better. For example, a customer in the credit department wants to borrow 10 million yuan, and then
The credit department will check the customer's assets, personal information and other information, and then hand it over.
Audit department and risk management department, they come to audit risks and see if they can get loans.
Risk management departments basically do this kind of thing, because data collection and personal information are centralized.
The credit department has been completed, and then the bank has its own risk review system, and all the information is lost in the computer.
It's over.
What do you think they will do?