Overview of personal work in banks 1
After working in a bank for one year, my personal ability has been greatly improved, and at the same time, I have gradually understood a lot of life truths and made better plans for my future life. Now, I will make a simple summary of this year's work, so that I can have more insights in my work.
First, correct your thinking and work hard.
When I am working, I always put my mind right, do everything in my present position seriously and try my best to finish my work. I try my best to meet the requirements of the bank for every employee, so that I can gain more in my work and get better growth in the process of my work. Manage yourself in strict accordance with the employee code every day. I don't come to work late, I don't leave early, and I try to grow up as much as possible.
Second, study more and improve your ability.
In the process of work, I also understand that I have many bad aspects, so I am also working hard to learn and grow through constant tempering at work. I will always consult in time when I encounter difficulties, and gain more knowledge in my work, which will also make my work smoother. Of course, whether leaders or colleagues talk to me or explain, I always try to understand the meaning, strive for more growth for myself and improve my personal ability. Of course, after work, I will constantly let myself observe the work of other colleagues, reflect on myself in other people's work, learn good things and get rid of bad habits.
Third, personal shortcomings.
Of course, in the face of this job, the most important aspect is communication with customers. After all, it is difficult for some elderly customers to explain their needs clearly, and it is also difficult for me to explain some professional things, so I really need to learn more about communication. In addition, I am not familiar with the banking business sometimes, so I will make more mistakes more often, which is where I need to reflect more.
I still have more aspects to learn in the face of work, so I will try to make myself grow harder in my usual time and promote more changes through learning. In the future, I will strive to grow up and do my job well. Of course, I really hope that through my own efforts, I can gain something in my work. After all, I really hope I can finish my work in place. I also believe that I have the strength to do my job well in my current job and get better development at the same time.
Overview of personal work in banks II
Time flies, in a blink of an eye, I have gone through three spring and autumn periods with _ _ Bank. 20__ year 10 month, I walked into _ _ bank with full enthusiasm and beautiful vision. Since I joined the business, I have been working at the front counter. With the help of leaders and colleagues, I have been strictly demanding myself to study professional knowledge, improve professional skills and improve professional quality. I am conscientious in different positions, and with the increasing experience, I am more confident to provide customers with satisfactory services. In the past three years, in the big family of _ _ Bank, I have moved from ignorance to maturity, walking on the road of my own choice, being diligent and self-disciplined, loving my post and being at home, and my pace will be more firm and full of confidence.
First, strengthen business study, improve their comprehensive quality and adapt to the needs of the new situation.
Since I have been engaged in accounting, I have attached great importance to the cultivation and study of personal business ability. While providing standardized and high-quality services to depositors, we should study business skills assiduously, actively and conscientiously learn new business and new knowledge on the basis of mastering the original business processes, and learn from leaders and professional departments with an open mind if there is anything we don't understand. With the needs of bank reform, my working ability and comprehensive quality have been greatly improved, and my business level and professional skills have also been updated and improved with the reforms in various stages.
Second, with a high sense of responsibility and customer-oriented service concept, we will implement quality work.
Always maintain full work enthusiasm and good work attitude in daily front-line service. The sales department is a young branch, and every customer is managed by employees. This not only requires us to have skilled business skills, but also requires us to provide fast and high-quality services for each customer according to their different psychology and needs.
Third, study hard, practice hard, love their jobs and be dedicated.
In today's increasingly fierce market competition, we must constantly improve ourselves while having a warm service attitude and skilled business ability, so as to better provide efficient and efficient services to our customers. All kinds of training and skill assessment organized by the branch provided a strong guarantee for me to improve my business skills as soon as possible. I take an active part in all kinds of training, insist on listening carefully, and strive to improve my professional theoretical level in combination with the rules and regulations and laws and regulations I usually study. There are more and more new employees in the bank. While helping them, I also saw their advantages, which always made me feel a sense of crisis. I often tell myself that I can't satisfy the status quo, but I should be content with being plain, but not mediocre. I should not only concentrate on my work, but also constantly absorb new knowledge to meet future challenges. With the development of the times, the competition in banking is becoming more and more fierce. _ _ bank is constantly developing new business, and watching _ _ bank constantly explore and innovate, I deeply realize that as a qualified front desk teller, I should have a higher level of business. Only by constantly enhancing their comprehensive quality and expanding their knowledge can we do our work better. So in addition to my intense work, I also actively participated in various studies and obtained the qualification certificate of anti-counterfeiting currency, insurance agency employee qualification certificate and head office bank post qualification certificate. Use spare time to apply for accounting undergraduate course, and lay a solid foundation for greater achievements in future work.
In the past few years when I entered the bank, bustling _ _ has become no stranger. Whenever I come back late from the bank, I don't feel so lonely all the way with the warmth of the bank. Here I pursue my ideal wholeheartedly. I study every bit of knowledge with my heart, understand everything with my heart and treat my work with sincerity and enthusiasm. In the big family of _ _ bank, my achievements today are closely related to the collective. I am glad that I can work in such a united and cooperative group. It is such a group that gives me the opportunity to learn and improve, and I cherish this opportunity. In the future work, I will win and retain customers with more thoughtful and enthusiastic service, and firmly establish the concept of "growing with heart". With the spirit of "dedication, love of posts, pragmatism and dedication" as the driving force, we will keep forging ahead and work hard to grow together with _ _ Bank and create a better tomorrow.
Overview of personal work in banks Chapter III
(a), increase investment in science and technology, speed up network construction, improve the level of science and technology application. First, do a good job in direct connection between savings outlets and provincial banks, and give full play to the advantages of outlets and networks. By the end of June, a total of 72 outlets were directly connected with large provincial enterprises, accounting for 89% of the total number of outlets. The network structure of the whole jurisdiction has basically taken shape, and the advantages of the network have gradually emerged. Second, create conditions for the support of higher-level banks. In March, the province-wide deposit and withdrawal business of demand savings deposits was opened. The third is to expand the network function and develop the operation platform of the collection and payment service, so as to provide scientific and technological guarantee for the development of the collection and payment service, among which the mobile phone bill collection service of China Unicom has entered the substantive operation stage. Fourth, on the basis of joining the national automatic authorization network, Jinsui Credit Card actively applied for Jinsui Debit Card business.
(2) Strengthen internal management and fully implement strict management of enterprises. Management is the life of the financial industry. Strict management can prevent and resolve financial risks, and strict management can really produce benefits. The first is to carry out self-examination and self-correction of business management. Conscientiously implement the spirit of Vice Premier Wen's speech on "implementing the" three stresses "education and rectification measures and strengthening the internal management of the financial industry", strengthen internal management, strictly govern the industry, and comprehensively carry out self-examination and self-correction of business management from the first quarter. On the basis of supervising and implementing the self-examination and self-correction of business management carried out by all branches (departments), the backbone of the business is transferred to form an inspection team to conduct inspection and spot checks on the self-examination of all branches. Rectify the problems found in self-run economic entities, financial revenue and expenditure and financial accounting, credit management and credit card overdraft one by one, implement rectification measures in time for the problems that can be rectified now, further check the situation for some historical reasons that are difficult to rectify at the moment, straighten out the relationship, ask for instructions in time and wait for treatment. The second is to strengthen law enforcement supervision and safety work. Integrity education and safety target management responsibility system have been implemented. The Security Department and the Discipline Inspection and Supervision Department have formed inspection teams for many times to strengthen the safety inspection and law enforcement supervision and inspection of business units, give timely feedback to the inspected units, and put forward suggestions on law enforcement supervision for existing problems, so as to nip in the bud. In the first half of the year, the whole bank achieved safe operation without accidents. The third is to implement and improve the interbank system. This year, on the basis of summing up the experience of contacting banks last year, combined with the actual situation of branches (departments), the contents of contacting bank leaders and functional departments were readjusted, focusing on clearing loans and collecting interest, market expansion, self-examination and self-correction, and building grass-roots party branches, and the contact methods of contacting banks were specified in detail, which effectively changed the style of leaders and organs and really served the grass-roots units. The fourth is to reform and improve the operating mechanism. According to the reform spirit of the superior bank, adjust the functions of the internal organs of the branch, merge the market development department of the branch and the market development department of the branch business department into the market development department of the branch, set up the retail business department, and straighten out and improve the market development mechanism.
(3) Strengthening Party building and spiritual civilization construction. First, according to the arrangement of the superior bank, seriously carry out the "_ _" education "looking back" activity, strictly follow the four-stage method and steps and five basic requirements determined by the head office, do not engage in invention and creation, and do not cut corners to carry out the "_ _" education "looking back" activity in a down-to-earth manner. In the process of "looking back", the Party Committee of the branch reviewed the implementation of the "_ _" education rectification measures last year, and further implemented the rectification measures from four aspects: ideological construction, work style construction, promoting the development of Agricultural Bank of China and strengthening internal control construction. At the same time, focusing on the construction of "image project" and "popular project", we will actively do a good job in the preparation of commercial office buildings and the work of employees raising funds to build houses. After many efforts, the office building of the branch broke ground on March 30, and the construction is being stepped up, and the employee housing problem has been satisfactorily solved. Second, strengthen the construction of spiritual civilization, give full play to the role of employees and young women, organize various cultural and sports activities such as table tennis, basketball and flower arranging competitions, enrich the cultural life of employees, carry out activities to create "Youth Civilization", "Youth Post Expert" and "Women's Meritorious Work", improve the centripetal force and cohesion of all employees, and turn the sense of ownership, enthusiasm and creativity into practical actions to promote the development of Agricultural Bank.
In the first half of the year, although our bank has made some achievements, there are still some problems that need our attention. First, there is a new imbalance in deposit growth, and growth is blocked. Second, although a lot of work has been done to collect loans and interest, non-performing loans are still on the rise, especially the potential credit risks of individual branches should be paid attention to. By the end of June, excluding the divestiture of NPLs, the Bank had increased NPLs by138.97 million yuan. Third, the development of new business and new products needs to be accelerated. Fourth, the internal operating mechanism and management mechanism need to be further reformed and improved.
In view of the existing problems, we should focus on the following aspects in the second half of the year: First, we should continue to do a good job in fund organization, increase business development and further optimize the debt structure. The second is to increase the intensity of clearing loans and collecting interest. It is necessary to carefully analyze the changes of non-performing loans after divestiture, find out the reasons, further establish and improve the incentive mechanism for clearing loans and collecting interest, and take effective measures to set off a climax of "clearing loans and collecting interest" in the whole jurisdiction to ensure a qualitative leap in clearing loans and collecting interest. Third, continue to expand the high-quality asset market, start the consumer credit business in an all-round way, and tap new profit growth points. Fourth, further improve the internal mechanism, strengthen the construction of internal control, and ensure safe operation and healthy development. Fifth, we should strengthen party building, especially the grass-roots construction of the party, and give play to the role of the party branch as a fighting fortress in management.
Overview of personal work in banks Chapter 4
The year of 20__ was a colorful year in the development of ICBC, and the first step of shareholding system reform was successfully taken. For Nan 'an Sub-branch, _ _ year is a year of hard work, a year of adapting to changes, a year of pioneering and innovating, a year of clearing up ideas and accelerating development. This year, the business integration of branches and their subordinate branches developed steadily, and the comprehensive business system was comprehensively promoted, achieving the expected goals. During this year, the organization and leadership gave me many opportunities to study and exercise.
First, strengthen business study, improve their comprehensive quality and adapt to the needs of the new situation.
Since I started saving, I have attached great importance to the cultivation of personal business ability. While providing standardized and high-quality services for depositors, we should study business skills assiduously, master the basic knowledge of the original business process, study new business and new knowledge enthusiastically and earnestly, and humbly ask leaders and professional departments for advice when encountering unfamiliar places. With the needs of bank reform, my working ability and comprehensive quality have been greatly improved, and my business water temperature and professional skills have also been updated and improved with the reform of ICBC at various stages.
Second, with a high sense of responsibility and customer-oriented service concept, we will implement quality work.
20__, as business supervisor in Changjiang Village Savings Office, mainly responsible for re-control, internal control, quality accounting and abnormal counter business. By strengthening internal control governance, last year, the branch development accounting quality evaluation institute never ranked in the bottom 50, and ranked in the top 30 or 40 for many times. I was rated as an "error-free teller" in Nan 'an Sub-branch for two months.
I always keep the idea of "customer first", regard the customer's affairs as my own business, put myself in the customer's shoes, worry about the customer's urgent needs, think about the customer's thoughts, dare to open up my own ideas, adopt different working methods for different customers, and strive to provide quality services to customers in order to win their support for our business. During my work in Changjiang Village Savings Office, I have developed from friends to friends with many customers, and I have been praised by different types of customers for many times, and I have never received a customer complaint.
The times are changing, the environment is changing, and the work of banks is changing from time to time. Every day, new goods are presented and new situations are created, which requires me to change with the situation. It is my best goal to learn new common sense, master new skills, adapt to changes in the surrounding environment, improve my post-holding ability, train myself into a comprehensive ICBC employee and plan my career better. Of course, I still have some shortcomings in handling and operating some details. In the future, I will conscientiously do my job, always spur and improve myself with the service concept of "endless service, innovative service and long-term service", improve myself with the care, leadership and help of my colleagues, be more strict with myself, contribute to the transformation and development of ICBC, and implement the quality service work!
Overview of personal work in banks Chapter 5
In a blink of an eye, I have worked in _ _ bank for x years and have never experienced wind and rain. How can I see the rainbow? I grew up from a novice to an accountant in a branch office, and then I entered the business department of the company. There is bitterness, sweat and, of course, more joy. Looking back on the past _ _ years, I made the following summary of my work.
First, cherish opportunities.
Attitude is everything, and the particularity of the banking industry determines that its employees should have higher quality. From the first day I set foot in the bank, I reminded myself that I should be worthy of my career: I should be strict with myself ideologically, keep a hard and simple style in my life, be diligent, active and diligent in my work, and study business knowledge and skills assiduously, so as to better complete the tasks arranged by leaders at all levels and departments, thus reflecting my own value.
Second, the pursuit of progress
By correcting the shortcomings of the past, we will constantly improve ourselves. I was a little careless since I was a child, and I was careless in doing things. This kind of trouble is a big taboo for bank employees, especially for counter business. To this end, I always use the word "bold but cautious" to spur myself. I did counter work for two years and missed it once. At that time, a customer came to withdraw RMB _ _, and I accidentally reversed the deposit and withdrawal. Fortunately, I found the mistake in time, informed the customer to return the goods at the outlet, and corrected the wrong amount after fully understanding the customer. Financial work is bound to make mistakes. It is important to learn lessons and avoid repeating the same mistakes in the future. Although the amount of this matter is not large, it is enough to sound the alarm for me. Work should be based on stability, and on this basis, the business speed should be continuously improved.
Third, gain growth.
The direction against the wind is more suitable for flying, and only in the face of challenges can we continue to grow. I have been engaged in simple counter operation before I officially took over the accounting position in _ _ branch, and I am not familiar with the accounting business. It is a great challenge for me to be qualified for this job. At that time, it was during the Chinese New Year, which was the peak business season of the year. Everything seems to pile up at once, dealing with counter business during the day and sorting out subpoenas and other materials at night. It was normal to work late at that time, but I still felt that I had endless things to do and was tired of being summoned every day. I know that the work of accounting is far more than just a summons, but it is very important for accounting to sort out the summons of the day in time and effectively, because it can not only lay a good foundation for the follow-up work of related accounting, but also free up a lot of time.
Today, _ _ banks are thriving. As a member of _ _ Bank, I feel extremely proud. In the new year's work, I will work harder, study hard, strive to improve all aspects of business quality and skills, adapt to the development needs of rural commercial banks, make steady progress, overcome shortcomings, and push my work to a new level.