According to the first-instance civil judgment of civil loan dispute between Yang and Zhong Jinlian and Shaoyang Defeng Real Estate Development Co., Ltd., the defendant Zhong Jinlian borrowed 5 million yuan from the plaintiff Yang on the grounds that Shaoyang Defeng Real Estate Development Co., Ltd. needed capital turnover, and issued an iou. The repayment period was agreed to be one month, and the plaintiff remitted the loan to the defendant Zhong Jinlian's account through Yang Nenggao's account as agreed.