Car owners can choose the specific types of commercial auto insurance according to their own insurance needs, except for national compulsory insurance, others are voluntary.
Extended data:
How about Ping An Auto Insurance?
1. Company size: As mentioned above, Ping An is an established insurance company. Even if you haven't bought insurance, you should have heard of it. And its Ping An Auto Insurance has created a direct sales model, which is still the first in China and is still very representative.
2. Claims service: First of all, from the price point of view, Ping An auto insurance is sold directly by telephone or online, skipping the link of insurance agency, and the price given to the owner is relatively favorable after the cost is low.
In addition, the official clearly promised that "state compensation, less than 10 thousand yuan, complete information, one day payment", 24-hour report can be accepted. If it is an accident in a different place, you can claim on the spot.
3. Case complaints: According to the disclosed data, Ping An auto insurance claims are still very fast, with an average working day payment achievement rate of 99.87% and a favorable user rate of over 90%.
Second, other services.
Ping An Auto Insurance not only provides convenient and quick claims, but also provides some VIP services, such as tire changing, emergency oil delivery, emergency water filling, on-site emergency repair, trailer towing and so on.
Which is better, Taiping Auto Insurance or Ping An Auto Insurance?
1, according to the complaint rate ranking data of property insurance companies released by the China Insurance Regulatory Commission in the first quarter of 20 18, we can know that Taiping Property Insurance ranked 47th and Ping An Property Insurance ranked 62nd (the lower the ranking, the lower the complaint rate).
Complaint rate can reflect user experience, company service and product quality from the side.
2. Look at the claim service
Characteristics of Taiping auto insurance claims: first receive compensation and then repair the car; Ten thousand yuan, paid in eight hours; Collect claim information at home; The claim settlement link is four in one.
Features of Ping 'an auto insurance claims: convenient payment, national claims and local claims.
The characteristics of claims service of auto insurance companies are basically fast, convenient, nationwide and many claims outlets.
Whether to choose Taiping Auto Insurance or Ping An Auto Insurance, there are two suggestions:
(1) If you often go to other places to introduce Ping An, Ping An Auto Insurance has done a good job in paying compensation nationwide;
(2) Ask the after-sales consultants of the 4S shop which insurance company they have a good cooperative relationship with.
When choosing auto insurance, you should pay more attention to the amount and terms of the product to avoid unnecessary disputes in the future.