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Is Dandong Fuhui Village Bank reliable?
Dandong Fuhui Village Bank is not very reliable. Dandong Fuhui Rural Bank Co., Ltd. was fined RMB 2 million. The main illegal facts are: serious violation of prudent business rules, illegal deposit absorption, illegal loan issuance, inaccurate loan classification and violation of equity management regulations. Dandong Fuhui Rural Bank Co., Ltd. was incorporated in Dandong Administration for Industry and Commerce on May 7, 20 14. The legal representative is Wenning Liu. The business scope of the company includes the business approved by China Banking Regulatory Commission, and the business scope is mainly the financial business listed in the approval document.

I. Personnel changes of Dandong Fuhui Village Bank

According to public information, Dandong Fuhui Village Bank was established on May 7, 20 14, initiated by Dandong Bank, with a shareholding ratio of 30%, and it is also the major shareholder of Dandong Fuhui Village Bank. Visually, Lin Bin served as the chairman and legal representative of Dandong Fuhui Rural Bank on July 20 17 19. On June 22nd, 2020, the legal representative and chairman of Dandong Fuhui Rural Bank was changed from Lin Bin to Lei Mingyu. Han Yuhong was a director of Dandong Fuhui Village Bank and retired on June 22, 2020. According to the website of China Banking Regulatory Commission, on June 29th, 2007, Dandong Banking Regulatory Bureau approved Han Yuhong's qualification as the president of Dandong Fuhui Village Bank.

Second, the punishment situation

According to the publicly displayed information, we can see that this bank is private, so its security is not as reliable as that of the four major banks. If you want to do business, you can consider other banks. The bank was punished for illegally absorbing deposits and illegally issuing loans. The penalty targets of the five tickets are the relevant responsible persons of Dandong Fuhui Village Bank. Among them, Han Yuhong was directly responsible for the above-mentioned illegal acts of Dandong Fuhui Village Bank, and was forbidden to engage in banking business for life; Liu Lihui was disqualified from senior management for 5 years; Li Xia was disqualified as a senior manager for two years.

If you want to handle loan deposits or other businesses, try to choose a safe and reliable bank to handle Dandong Fuhui Village Bank. The current situation does not seem to be particularly safe and reliable, and it needs to be carefully selected.