The Measures for the Administration of Bank Card Business has corresponding provisions on this:

Article 28 When applying for a bank card, an individual shall provide the card-issuing bank with his/her valid identity certificate specified by the public security department, and open a registered account for him/her after passing the examination by the card-issuing bank. ?

To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent. ?

Extended data

Minsheng Bank Credit Card has the following functions:

1. Dual-currency credit cards bring cardholders the pleasure of traveling around the world.

Minsheng dual-currency credit card has dual accounts in RMB and USD, and domestic and overseas settlement is automatically converted. Both currencies can pay consumption abroad currency, which is convenient for cardholders to use globally.

2. Revolving credit, promoting consumption and facilitating financial management.

Minsheng Credit Card will give a flexible amount according to the credit status of the cardholder, which can be used first and then returned, and enjoy an interest-free repayment period of up to 5 1 day. On holidays and when customers go abroad, Minsheng will actively increase the temporary quota for customers, and actively increase the quota for customers who continue to use their cards well.

3. People's livelihood 1+ 1, intelligent repayment saves time and worry.

Just apply for a Minsheng savings card (debit card) as the automatic repayment account of Minsheng Bank's credit card, and the card center will automatically transfer the money from the savings card account to the credit card account for current repayment on the last repayment day, so as to avoid the trouble of late repayment in busy work and life.

4. Customer service hotline, listening to the needs of cardholders 24 hours a day.

Minsheng Credit Card's 24-hour customer service hotline provides comprehensive and convenient services anytime and anywhere.

5. Borrow cash in advance so that people's livelihood can meet the needs of cardholders from time to time.

Use Minsheng Credit Card to easily withdraw cash from ATMs with UnionPay logo in China and VISA or MasterCard logo abroad to solve emergencies.

6. Report the loss of mobile phones and avoid the risk of misappropriation in time.

If you find that Minsheng Credit Card is lost, please call Minsheng Credit Card Customer Service Hotline immediately to report the loss. After the loss report of credit card takes effect, the credit card risk of non-cardholder transactions will be borne by Minsheng Bank, and the card center will reissue a new card for the cardholder as soon as possible at the request of the cardholder.

7. Optional signature/password to ensure safe use.

Minsheng Credit Card has the optional function of swiping the card and signing or adding a password, which makes the cardholder's credit card use more flexible and safe.

8. SMS transaction confirmation, so that cardholders can rest assured with their cards.

Minsheng Credit Card has a transaction SMS notification function. Cardholders can get SMS notification service for all transactions, so as to keep abreast of changes in credit card accounts.

9. Combine points and redeem more surprises.

Minsheng launched a cooperative merchant points accumulation system, so that the consumption points of many well-known partners of Minsheng can be accumulated together, and cardholders will have the opportunity to redeem more exquisite gifts or air miles.

Baidu Encyclopedia-Minsheng Bank Credit Card

Baidu Encyclopedia-Measures for the Administration of Bank Card Business