The loan was frozen by the bank's risk control, which proved that the loan was not compliant and the rectification compliance could be thawed.
Second, how to deal with the loan being controlled by the wind?
"When applying for online loans, if the other party's audit requirements are not met, it will generally be fed back to borrowers with insufficient comprehensive scores.
If the credit score is insufficient, usually one of them is not up to standard, such as the chaotic situation of individual multi-head lending and the existence of risk list, it is very easy to refuse to apply for a loan at this time.
It is recommended to know clearly the credit status that affects you first, and see what stains you have, and then further optimize. If you don't know your personal credit status, you can check it on WeChat: Feiyu Quick Check, and you can check it for free. If the bulls are in a mess, it is recommended to stop all loan applications and related operations within three months. After one month, the risk will be reduced and there will be no impact after three months. "
3. What should I do if the notice of applying for online loan is controlled by the wind?
You'd better find a stable job and go to work in a down-to-earth manner. If you borrow it like this, it will never end, but it will only erupt in concentration. You were rejected by the strong wind, which also means that you have personal credit problems and it is not a family matter, so you came back this morning.
Fourth, how to deal with the loan being controlled by the wind?
1. When your account still has repayment on the platform and the risk is under control, you should make repayment on time first, and then wait for the system check. If there is no risk control in your account during the verification, your account can apply for a loan or the cash limit on the platform can be withdrawn, and all kinds of goods that meet the limit on the platform can also be placed in installments.
2. Understand the source of risk control, and risk control can repay, which leads to the risk control of your account by the loan platform.
3. Change the positioning method: Sometimes, because of risk assessment, many users' flower beds will be considered to be suspected of cashing out. In some fixed places, flowers are often used for large consumption. If you choose to spend in different places, you can.
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Prevention and control measures of credit risk
1. Strengthen access management: in the process of credit granting, scientifically verify the total amount and strictly follow the authority; In the process of using letters, we should fully consider and strictly examine and approve them, and put forward effective restrictions and management measures; In the process of review, explore the suggestion system, review consultation system and review.
2. Strengthen early warning and monitoring: Risk early warning is an important measure to prevent credit risk. A good early warning mechanism can move the risk threshold forward and achieve the effect of early detection, early warning and early disposal. It is necessary to realize "multi-channel" early warning, innovate credit risk monitoring and early warning means, and comprehensively use credit management system, professional statistical reports and various types to build a risk monitoring and early warning information system.
3. Accelerate credit adjustment: Only under the condition of market operation can the deterioration of credit assets be effectively prevented.
4. Strengthen post-loan management: Post-loan management is to constantly find the early warning signals of marketing opportunities and customers, and constantly propose solutions and put them into action.
5. Cultivate good professional ethics of account managers, never cross the "protection line" of ideology and morality, never touch the "warning line" of rules and regulations, and never violate the law.