Letter of credit deposit refers to the money deposited into the bank's letter of credit deposit account by an enterprise that adopts the letter of credit settlement method to obtain a letter of credit. When an enterprise applies to a bank for opening a letter of credit, it shall submit an application, a letter of commitment from the applicant of the letter of credit and a purchase and sale contract to the bank as required.

According to the data of the central bank, among China's personal deposits, savings deposits account for 42.94 trillion yuan, accounting for more than 97%, and the rest are margin deposits and structured deposits.

The data released by the central bank the day before yesterday did not include the balance of resident deposits at the end of June. Central Bank official website's "RMB Credit Balance Sheet of Financial Institutions in 20 13" shows that by the end of May 20 13, the balance of personal deposits in China was 4.4.17 trillion yuan. Based on the national population of 65.438+35 billion, the per capita household deposit should be 32,765.438+0.9 yuan.

In recent years, China's RMB deposits have shown an accelerated growth trend. After breaking through the 50 trillion yuan mark in May 2008, it broke through the 80 trillion yuan mark at the end of 20 10 and 90 trillion yuan in 2013. From 90 trillion to 100 trillion, it only took more than half a year. The growth of personal deposits is also obvious.

Extended data:

At the Lujiazui Forum in June, 20 12, Guo Shuqing, then chairman of the China Securities Regulatory Commission, said in his speech that the per capita savings of Chinese residents was 23,000 yuan, and from the perspective of savings motivation, a large proportion would be used for providing for the elderly.

According to the National Bureau of Statistics, the annual GDP of 201/kloc-0 is 47 trillion yuan, the final consumption is 22.5 trillion yuan, and the import is 1.2 trillion US dollars. According to this calculation, China's savings rate was as high as 52% at that time, which was rare in the world and had no precedent in the economic history of big countries.

Baidu encyclopedia-margin deposit

China's per capita deposits: some are margin deposits and structured deposits.