Ctrip Finance is the official personal microfinance platform under Ctrip Group. The loan threshold is relatively low, and the loan lending rate has been good. The system automatically approves, the process is simple, and the pass rate is not low. But the better the borrower's qualification, the easier it is to pass.
The borrower's credit information is good. During the loan approval period, it is best not to apply for other loan products or frequently apply for credit cards to maintain good personal credit. After Ctrip's financial loan, the borrower should repay the loan in time, otherwise it will affect the handling of future business.