My family background: a very ordinary family in a fifth-tier city in an underdeveloped province. Mom has no job and dad is an ordinary worker. I am currently studying in an undergraduate school, and my family is an only child. The annual household income is about 4w.
When I turned it over one by one, I was thinking. Similarly, after 00, I never had the habit of spending money lavishly. Although I said that I never deliberately saved money, I never bought any luxury goods, especially travel. Why is my current so-called deposit only three figures? However, after reading the money-saving methods of big bosses in detail, I have some insights.
1. lucky money. Let's put it this way: the level of New Year's money given by our relatives is about 100 yuan. Aside from this year's epidemic situation, I collected 1, 4 10 last year (grandpa 500, grandma 1.50, three uncles and aunts 600, and other relatives 1.60). Unlike my older brothers, my parents only left me 200 yuan. Before I went to college, my lucky money was basically paid by the government.
2. Daily living expenses. My monthly living expenses are 1200 yuan. Throw away all kinds of expenses such as eating, daily life, living and socializing, how much can you leave every month? Many of you are students. Can't you think of it? Many bosses earn more living expenses every month than my parents. What can I compare? ), afraid to buy expensive clothes?
I also work during holidays or holidays to earn some extra money. But the money I earn can only pay my own daily expenses and buy gifts for my girlfriend or eat and watch movies when my parents don't give me pocket money during the holidays. I dare not ask my parents for more money because of my poor family, and I don't want my girlfriend to be wronged. Is this a big problem? But I saved very little money like this.
Even if my parents and relatives are rewarded (admitted to key high schools/universities, etc. ), they are just a good meal or a comfort, and they can't compare with the thousands of rewards that the big boss can't move. It is true that not all ordinary people live the standard of living in Zhihu.
Having said that, it's not that I hate rich people, nor that I don't like my family background. I just want to tell you that there are countless ordinary people in our lives, and not everyone has the ability and capital to save money since childhood (my pocket money level since childhood: primary school: 1-5 yuan/week, junior high school: 5- 10 yuan/week, senior high school: 20-30 yuan).
Finally, I think we should be around 20 at the earliest after 00. It is good to have a good family and savings, but if we come from an ordinary family and have no savings, it is also a way to study hard now and not owe money. Jealousy because of comparison and resentment towards parents or life experiences are the most pitiful manifestations.
Even if we struggle for many years, we may not be able to reach the starting point of others, but at least we can make ourselves less embarrassed, and perhaps our descendants will not be troubled by the "deposit" problem because of our efforts.