According to Tong's account, at first he only borrowed 30,000 yuan from Jiang, but the loan note said 33,000 yuan. What's more, although Jiang publicly stated that he only wanted to lend money at an interest of 3 cents, he actually asked Tong to repay 3,000 yuan of interest every month, and withheld interest money for two months in advance from his loan amount. In other words, the actual cash borrowed by Tong is only 27,000 yuan.
Tong didn't pay back the money as scheduled because of business turnover problems. Jiang sent people to follow Tong, harassing and threatening him by phone, and looking for him at Tong's home or work unit. Once, Tong and a friend were eating in a restaurant. A bald man suddenly came over to verify his identity. Knowing that it was a child, the other party slapped him and left.
Not only that, Jiang also forced Tong to calculate the unpaid interest as the cost, and constantly replaced new IOUs. Finally, the original IOU of only 33,000 yuan became an IOU of 6,543,800 yuan+7,000 yuan, plus interest. Children need to repay a total of 250 thousand yuan.
Jiang Yintong had difficulty in repayment and asked him to apply for a bank credit card to repay his debts. However, the information provided by Tong did not qualify for the card, so Jiang prepared false materials to help him apply for a credit card, and then all the money in the card was taken away, and the card debt was borne by Tong.
Unable to repay the debt, Tong Xiang Jiang offered to pay off the debt with 654.38 million yuan, but the other party refused. Jiang said that the total principal and interest is 250,000, and spending 65,438+10,000 is far from enough to settle this matter.
There are two important figures in Jiang's criminal gang. One is Wang, a thug in charge of debt collection. The other is Hu Ming as a strategist. He claimed to be a lawyer, so he was called "Lawyer Hu". In this gang, the main job is to help Jiang draft a loan contract to avoid legal risks, and sometimes "help" borrowers find ways to pay their debts and offer to use cars and houses as collateral.
A friend of Chizhou resident Zhuang is eager to borrow money from Jiang, but according to Jiang's rules, the money must be borrowed by a local Zhuang to help his friend, so Zhuang is heavily in debt.
After the expiration, Zhuang was unable to repay. Jiang took the opportunity to propose to borrow 6.5438+0.5 million yuan from himself, and used the house as collateral. Excluding the previous arrears plus interest, Zhuang finally got only 90,000 yuan.
Since then, Jiang has come to collect debts many times. At that time, Zhuang was working in other places, and there was only an old mother in her family who was nearly eighty years old. But Jiang still sent people to harass, block the keyhole and pinch the wires, which made the life of the old man miserable. Therefore, Zhuangmou sought the theory from Jiang. The other party said that it would pay back 260,000 yuan, including not only the principal and interest of the loan, but also the "salary" spent on raising thugs to collect debts.
In order to get Zhuangmou's house, Jiang tricked Zhuangmou's ex-wife into signing a house sale contract, and used Zhuangmou's transfer record as a running bill for buying a house, thus encroaching on Zhuangmou's house.
Photo: Trial site
On July 2, 2020, KLOC-0, the case of Jiang's involvement in the underworld was held in the first instance of Qingyang County People's Court in Chizhou City, Anhui Province. This case is also the first criminal case involving black gangs tried by the hospital.
After investigation, Jiang repeatedly used the borrower's information, illegally handled the credit card, and took all the money in the card. She netted thugs to collect debts, involving more than 50 illegal and criminal cases/kloc-0, which led to the closure of many borrowers' shops and the separation of their wives and children.
Jiang was sentenced to 25 years' imprisonment and confiscation of property for organizing and leading underworld organizations. The remaining 16 gangs were sentenced to 15 years to 1 6 months respectively, and they also had to pay fines.