Speaking of the criticized Jianbao case, it was the "Golden Thread and Jade Clothes" fraudulent loan case in 2002, which caused a sensation and made five Jianbao experts become the target of public criticism. The protagonist of the "gold thread and jade clothes" fraud case is Xie Genrong. Now people may rarely hear this name, but in the 1990s, Xie Genrong was a well-known rich man.
Xie Genrong, 1960, from Huzhou, Zhejiang Province, has only junior high school education. In the late 1980s, with the economic crisis of the former Soviet Union, many international profiteers appeared on the Sino-Russian border. They made a lot of money by wholesaling all kinds of urgently needed living materials to the Soviet Union and accumulated rich wealth. Xie Genrong was an international profiteer who made a fortune in this period. He did clothing business on the Sino-Russian border and accumulated tens of millions of net worth in a few years. This was a great wealth in the 1980s and 1990s.
After earning the first bucket of gold, Xie Genrong seized the opportunity, gradually transformed, began to set foot in the beer business, and then entered the real estate industry. Not only did I invest a lot of money to integrate a number of real estate projects, but I also spent a lot of money to start a luxury house. For example, I bought two properties in the official park of Xicheng District, Beijing, and spent/kloc-0.00 million to start a property at No.6 Jianguomen Gongyuan, which was definitely a big deal in that year. In 2000, Xie Genrong pocketed the real estate project "Donghua Jinta" for 440 million yuan.
As we all know, our house price is very high now. People who bought houses and invested in early years have almost made a fortune now. If Xie Genrong manages real estate projects well, his current worth is estimated to be at least tens of billions. In 2003, Xie Genrong entered the "China 400 Rich List", ranking 163, and conservatively estimated his worth to be over 500 million. However, Xie Genrong took the deviant approach to the extreme.
As we all know, real estate companies need a lot of cash flow, so many companies will borrow money from banks for development, which is basically necessary for the development of large companies. Xie Genrong's company did the same, but unlike other companies, Xie Genrong actually came up with an unprecedented and wonderful way to cheat money with fake antiques.
After the establishment of the group company, Xie Genrong likes to buy antiques in the name of the company, but he doesn't want to preserve the value, because most of the antiques Xie Genrong bought are fake. An antique is worth 6,543,800 yuan, but in fact it may only be worth 6,543,800 yuan. In this way, he washed out the money of many companies for personal enjoyment and bought a lot of luxury goods such as real estate and cars.
In 2002, in order to defraud the bank, Xie Genrong became more and more fierce, and even created a "golden dress". Anyone who has studied history knows that gold and jade clothes are not ordinary antiques. If it is true, it is priceless. Xie Genrong scoured a large number of fake jade pieces from the antique market, forged a "golden jade dress", claiming that there are only two pieces of this "golden jade dress" in the world, which is a rare treasure, and then used the golden jade dress as collateral to defraud 700 million from the bank.
Many people will say, why are banks so stupid? Others say that the treasure is the treasure and gave it directly to 700 million. Isn't this money too gullible? In fact, in addition to the benefits of several insiders in the bank, many people really believe that Xie Genrong's "golden clothes" are rare treasures. Why? Because there were five top treasure experts in the collection field at that time, Yang Genrong's "Golden Jade Clothes" was jointly identified as a treasure, which was valued at a sky-high price of 2.4 billion yuan and also proved. There are five top treasure experts on the platform, and people who don't understand will certainly believe it.
At that time, Yang Moumou, vice president of the Palace Museum, Wang Moumou, former secretary general of China Collectors Association and other five people jointly issued an appraisal report to Xie Genrong. These five people are all heavyweight experts in antique collection. Ironically, when five people identified the "golden thread and jade clothes", they looked through the glass and turned out to be a hasty conclusion, which was too imprecise. Of course, there is a charge for other people's appraisal. As for whether it is misjudgment or intentional, only you know.
The "golden thread and jade clothes" with a valuation of 2.4 billion yuan, the actual value is less than 20,000 yuan, but Xie Genrong cheated 700 million yuan with the "golden thread and jade clothes". Later, Xie Genrong's case went to Dongchuan and was sentenced to life. However, the five treasure experts didn't do anything and didn't have to take responsibility. What should they do? Why? In fact, this is one of the reasons why many treasure experts dare to talk nonsense. Because treasure is charged, how much money is reasonable, even if it is overestimated, there is no problem in law. If it is proved to be a fake antique, it can only be said that this expert is not good, and it cannot be proved that others deliberately misjudged for money. Therefore, even if Xie Genrong made a fake "golden dress" and was sentenced to life, those experts would not have to bear the responsibility.