1. Silver is a financial service software launched by Beijing Flash Silver Singular Technology Co., Ltd. It [1] is based on B2B2C mode, which serves financial institutions while connecting users, and helps banks and financial institutions realize intelligent marketing through big data and artificial intelligence technology [2], with the characteristics of fast application, high quota and flexible repayment. Won the first "China Good Application" Best Design Award. Only three steps! Login → Submit information →/kloc-Credit granting within 0/0 minutes → Cash withdrawal now! As long as you are over 18 years old, you can apply for credit. What is your occupation? Income? Nothing is a problem! The maximum amount is 500,000, with more information = 500,000 more, and more information = more support for IOS, Android and WeChat service numbers.
Second, online credit originated in Britain, and then developed to the United States, Germany and other countries. Its typical model is that online credit companies provide a platform for borrowers and borrowers to bid freely and reach a deal. In the traditional P2P model, the online lending platform only provides services such as information exchange and information value appraisal that are conducive to the completion of transactions, and does not substantially participate in the interest chain of lending. There is a direct creditor-debtor relationship between borrowers and lenders, and the online lending platform maintains its operation by charging certain fees to borrowers and lenders. In China, because the citizen credit system is not standardized, it is difficult for the traditional P2P model to protect the interests of investors. Once overdue, investors will lose everything.
Thirdly, in the continuous exploration and practice of P2P online lending, it is suggested to introduce the joint guarantee of relatives and friends into credit loans and mortgage or pledge into other loans for counter-guarantee. At the same time, the enterprise loan project introduces a third-party financing guarantee company to audit and guarantee the project principal and interest, and requires that its guarantee scale should match the guarantor's guarantee amount, and the guarantor should also strengthen its own risk control management. Online lending, also known as P2P online lending. P2P is the abbreviation of English peertopeer, which means "person to person".