Hangzhou Bank was established on September 26th, 1996. After twenty years' efforts, it has developed into a joint-stock commercial bank with initial scale, good asset quality, strong profitability, strong comprehensive strength and good investment value. ?

By attracting foreign investment, Hangzhou Bank has achieved "attracting wisdom", borrowed and absorbed advanced business concepts, and strived to enhance its core competitiveness and become a leading bank in China.

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According to the provisions of People's Republic of China (PRC) Commercial Bank Law, China Commercial Bank can engage in the following businesses:

Absorb public deposits and issue loans; Handling domestic and overseas settlement, bill discount and issuance of financial bonds; Acting as an agent to issue, honor and underwrite government bonds and buy and sell government bonds; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; Providing letter of credit services and guarantees; Agency payment and insurance agency business, etc.

According to the regulations, commercial banks are not allowed to engage in securities business and non-bank financial business other than government bonds. Although the organizational form, name, business content and focus of commercial banks in different countries are different, their main businesses are generally divided into debt business, asset business and off-balance sheet business. With the development of internationalization of banks, these domestic businesses can also be extended to international businesses.

Baidu Encyclopedia-Hangzhou Bank