Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. On March 20 13, Zhejiang Alibaba e-commerce co., ltd, the parent company of AliPay, announced that it would be the main body to build a microfinance service group (hereinafter referred to as "microfinance service"), and microfinance became the predecessor of Ant Financial. 20 14 10, Ant Financial was formally established. 1 Ant Financial is committed to building an open ecosystem with the vision of "making credit equal to wealth", helping financial institutions and partners to move towards "internet plus" and providing inclusive finance services to small and micro enterprises and individual consumers through the "Internet Propulsion Plan". Relying on the mobile Internet, big data and cloud computing, the products and services launched by Ant Financial have become an important practice for China to practice inclusive finance since its establishment. Ant Financial Services has sub-business segments such as Alipay, Yu 'ebao, Zhaocaibao, Ant Wealth, Online Merchant Bank, Ant Flower Shop, Sesame Credit, Ant Financial Cloud and Ant Guest.