Faced with the complex situation of the real estate industry, people with different positions have different views, and even experts are divided into two factions. Unlike experts who advocate "buying a house is for patriotism", some entrepreneurs who make a fortune from real estate are advising young people not to rush to buy a house. Someone asked unconvinced: "You have earned enough money in real estate speculation. What qualifications are there to persuade us not to buy? " However, what Zhuge Bianxiao wants to say is that this time is different from the past, and the market and system have changed. How can it be mentioned in the same breath? If there is still a bonus, who will give up the old job and "change careers"? Li Ka-shing and Wang Jianlin successively chose to abandon their buildings and change careers, and many housing enterprises also entered the stage of "transformation". Some investors who borrowed money to follow the trend tried their best to "get away with it", but they were stuck. Did Ma Yun's "prophecy" come true?
Li Ka-shing, a real estate tycoon, warned young people: "If a girl says she won't get married without a house, if it were me, I would say, you might as well find another one while you are young. I can't buy a house at a young age. " Wang Shi also said: "The life of young people has just begun, and you still have unlimited possibilities. Don't worry about buying a house. Even if you have the ability to buy a house now, there are still more ambitious places to pursue in the future. " Ma Yun believes that the future house is worthless: "If everyone buys a house like today, after 30 years, each young couple will have to manage and pay at least 5 houses and support 8 old people. What a burden this will be. " Wu Xiaoping, a financial expert, believes that the population will hardly increase in the future, but the number of houses will increase indefinitely. There are a large number of properties with a nominal price of tens of millions in these places, and there will be a huge space in the future. Never use your only deposit, your parents' deposit in the bank.
In the past, people lived in their ancestral houses, and buildings were mostly units. Many employees of state-owned enterprises spend most of their lives in first class. If urbanization is carried out at this rate, most people may not be able to live in buildings all their lives, so the road to housing reform begins with 1998. 1978-1998 these 20 years are the first stage of the development of the real estate industry in China. Houses are in short supply, so people can't pursue large-scale and fine decoration, as long as they have a place to live.
In the past 20 years since the housing reform, the number of houses has been commercialized and gradually increased. At present, it is enough for people to live. People are no longer satisfied with having a place to live, but are more pursuing high quality. This is the second stage of real estate development. It is predicted that from now to the next 20 years, the pursuit of high quality will intensify, and low-quality houses will be eliminated, even if the number is large. This is the third stage of real estate development.
From the market point of view, it used to be a house selection, but now it is a house selection, and the seller's market has become a buyer's market. Can business be done well? Institutionally, China's economy used to be driven by the real estate industry, so practitioners or enterprises can also get support from the government and banks. It is no longer needed now, on the one hand, because the development of real estate has gone astray, and if it is not stopped from the brink, it will also cause great harm to the economy of surrounding industries. On the other hand, the status of pillar industries has found new industries that are more suitable to replace the current economic development, such as science and technology industries and manufacturing industries. Therefore, if you re-enter the bank now, you will not only get the support of banks and officials, but also be severely suppressed and punished. Coupled with the change in the buyer's concept, you can earn less and less profits, and it is good not to be in debt.
Under the background of "one city, one policy", the differentiation of urban housing prices is obvious, and overheated cities are gradually returning to the right track. According to the statistics of Zhuge Housing Search Data Research Center, in the second week of 20 19, the transaction volume of new houses and second-hand houses in several major cities in China both fell, and the market was slightly cold at the end of the month and failed to rise. After the Ministry of Housing and Urban-Rural Development issued an urban warning, the transaction volume of new commercial housing in Nanning and Dalian declined under the control. Although the popularity of some cities like Suzhou is still unabated, it has attracted enough attention from the housing management department and has held a meeting to confirm the solution. If the effect is not obvious after the measures are introduced in May, the price will be raised again in July, and the malicious price increase will not be soft on the behavior of destroying the market.
Although many people have to compromise before getting married and having children, if they are not bound by these reasons, they must not blindly follow suit. The house is for living, not for speculation. What do you need to buy? Not to stop people in need from buying houses, but to do what they can. It is good to have the ability to buy without lowering the quality of life, but if you have a high overdraft capacity and buy a house in debt, your life will still be unhappy. Have you heard the advice of the big bosses?