Experience in preventing online fraud 1 With the development of the times, the Internet has become more and more close to people's lives. While accepting realistic learning, people actively learn all kinds of knowledge, share their own learning experience, expand their communication scope, expand their horizons and enrich their knowledge reserves through communication with others. As teachers, we should not only make good use of the existing resources at hand, but also join online learning. Under this platform, we can learn good teaching methods and improve our own shortcomings in teaching. At the same time, you can share what you have done well with others, and at the same time help others to make progress together and devote all their energy to education.
Never too old to learn. Whether we are students or teachers now, we should constantly learn good experience and advanced knowledge to improve our professional quality and moral quality. In the past six months' work, I have clearly realized that I still have many shortcomings as an educator. In this online study, I browsed some good experiences published by others in the forum in the form of replies, and combined with my own actual situation, I carefully summarized them and put forward some questions or feelings. Moreover, by downloading some excellent lesson plans or videos uploaded by others on the Internet, I have the opportunity to learn some good habits and methods of others in teaching, which has benefited a lot.
After studying, all we have to do is learn to share. The Internet provides us with a big communication environment, so we can ask our own questions in the teaching process and discuss a good solution with everyone, and at the same time avoid others asking the same questions in the future. At the same time, you can also share some good teaching methods and experiences with others, as well as good teaching courseware problems. In this online learning process, I put forward some personal views on composition teaching for primary school students and uploaded some good materials for others to download. I think this is a good way to communicate with others. The Internet has expanded our social circle to China and even the whole world, giving us an opportunity to discuss ways to exchange experiences with all education experts, not just our schools or counties and cities. In the new era, we can't follow a set of traditional teaching methods. Reform and innovation are the qualities that every teacher should have in the new era. There is a good saying: "If a teacher wants to give his students a bowl of water, he must have a bucket of water, even if it is a steady stream of water". Through studying, I suddenly feel that my pressure has become greater. If I want to become a qualified teacher eventually, I must work harder to improve my professional quality, theoretical level, educational research ability and classroom teaching ability. I think I have a lot to learn. Although I just started working, I can't forgive myself for my shortcomings in education and teaching just because I am a newcomer, because primary education is only once for students. As teachers, we must impart the latest knowledge to them. At the same time, this half-year work experience makes me understand that as a teacher, we must constantly learn new knowledge, improve our own quality in all aspects, and keep pace with the times, so as to pass on the best learning methods and the latest knowledge to students. Only in this way can we cultivate high-quality talents who are polite, honest, self-respecting, self-loving, confident and innovative.
This online study is just the beginning of my study using the Internet. In the future work, I will, as always, make good use of the Internet platform, learn various resources, constantly learn to enrich myself, improve myself, and strive to become a qualified teacher as soon as possible.
With the continuous development of the Internet and telecommunications industry, in recent years, the phenomenon of committing false information crimes by means of telephone, short message and network is rampant. Since the beginning of this year, the amount of telecom fraud in China has reached 700 billion yuan, with various names and many people involved.
After professional study, we students consciously try to get in touch with society, increase social experience and strengthen social adaptability. At the same time, pay attention to safety education, improve their safety awareness, and communicate with school teachers in time for unclear things. Furthermore, we should strengthen our psychological quality, establish a correct outlook on values and money, be calm when encountering accidents, pay attention to adjusting our mentality, and communicate with parents and teachers in time.
Don't have the psychology of "greedy for cheap", "getting rich overnight" and "falling pie in the sky"; Pay attention to protecting personal data information, and don't register and fill in your personal information such as your identity, mobile phone number and bank card number at will; While doing a good job of self-prevention, actively publicize to friends and relatives around; We should call the police in time when we find illegal and criminal acts of telecom fraud. If you fall into the trap set by criminals, you should take timely measures to minimize the losses. If you find yourself cheated, don't take any chances. You should quickly save the evidence involved and report the case in time. The frequent occurrence of college students' fraud cases has become a serious social problem, and many problems behind it deserve our reflection and consideration.
Whether it is real fraud or online fraud, the ultimate core or common ground of scammers is a cheat word. As long as we strengthen our preventive psychology, we will earnestly achieve the "three noes": no credulity, no disclosure, no transfer; Report the case in time.
The experience of preventing online fraud Part 3 was cheated for more than 3,000 yuan. After a year, I changed my shell and contacted me again. I searched the internet and recruited a lot of people. Let's summarize some of my anti-fraud experiences as a part-time translator so far, and take precautions together. Attached are QQ information pages of liar companies, "Wang Juan translated by Lianyi" and "Liu Xin translated by De 'an". The sum of the manuscript fees of so many people who were cheated should be enough to sentence them to ten years and eight years. I hope it will spend the rest of its life in prison.
1. Find out where you come from-when a translation company contacts you, you should first remember when you submitted your resume. If you don't contact actively, you'd better not believe it. It may be that your personal information has been leaked through some unknown channels, it may be a recruitment website, or it may be that employees of the employer have stolen company information and so on. This is hard to avoid. ......
2. Check the background, scale and reputation of the company online-even if I reply to your previous email, don't rush to establish a cooperative relationship first. Check the reputation of this company online first. If you can't find it or it's all negative information, please make a detour.
3. At the beginning of cooperation-the first is trial translation. Even if the translation experience is millions or tens of millions of words, whether the previous translation has been submitted or not, the formal company must ask for a trial translation (up to about 200 words) at the beginning of the cooperation. There is no trial translation requirement, or the requirement is not that high. It depends on personal pursuit and acceptance. If not, please make a detour.
Regular companies will negotiate the statistical calculation methods of price, workload (words) and payment date, and clearly state in the contract that both parties sign and seal, and scan or mail the sealed contract to you. If1&; In the second step, the authenticity of the company's seal can not be guaranteed, and some netizens are therefore recruited.
3. Start of cooperation-the translation company will not start to assign translation tasks until the above steps are completed, or it may just be a reserve and will not contact you for some time. If you give you thousands of words or more of the whole document, listening to translated videos and other documents, be careful. Regular companies won't take such a big risk, because quality is life, and scammers will cheat money and get a job soon.
Under normal circumstances, small manuscripts, hundreds or thousands of words, will be given at the initial stage of cooperation, and the frequency will not be too high. Mutual trust is built up bit by bit. Don't do too much at first. Even if it is a regular company, the loss will not be too great when there is a change. Don't put eggs in one basket, remember!
4. Close the payment-it is a bit unrealistic to make advance payment through the translation company, but the payment period will never exceed the manuscript fee on the last day of the month, that is, March, and will not exceed April 30 at the latest. If the account period is long, don't collect it, so don't do too much at first. Even if you don't pay, you will practice calligraphy, and the loss is minimal.
5. Long-term cooperation-In the long-term cooperation, both the translation company and the interpreter should fulfill their agreed obligations, and the translation company should perform according to the agreed price, statistical quantity and payment time, and the interpreter should submit the translation according to the satisfactory quality and delivery time and keep it confidential, and cooperate with the revision if there are any omissions. Freelance is the job with the least interpersonal friction. Simple and clear, you can see right and wrong at a glance. Everyone should focus on doing his duty, and no one should complicate and simplify things, but how can the world be so simple?
Let's start with the interpreter. We must choose this profession because of interest. If not, we can do something else. It is human nature to make mistakes. A stable and high-quality translation may make mistakes due to carelessness and state problems, but it is only an occasional and unprincipled small mistake, otherwise it is a question of responsibility and level. In this case, the client and the translation company will kindly propose to modify the results satisfactorily, and others will spend their energy to help you modify them, pointing out that this is a process of improving their own level (most of them will get worse and worse). As for adoption, it will not be adopted. Because it is written in black and white, it is easy to know which is better at a glance, and it is useless to argue. This is also an important reason why I like this industry. Ignoring the facts, there is little chance to reverse black and white. There are not many things that can have this characteristic in today's society. If the translation company raises an objection, it must cooperate with the revision and finish what it started. This is also a question of professional ethics and people's loyalty.
Besides, in terms of translation companies, some netizens revealed that translation companies with long-term cooperation would default or shirk the manuscript fees. This is an example. This is a purely personality problem, which has something to do with the social atmosphere, and has nothing to do with the size and strength. In the corporate culture and values of this company, human nature is inevitable, so we can only take more precautions ourselves, but most formal companies will not do so. Being a person in advance, word of mouth, credit and contract spirit will certainly become more and more important in all aspects in the future, no. For example, if a translator unilaterally does not intend to continue cooperation for some reason (the price or other requirements were not set at the beginning, and there was a dispute during the negotiation between the two sides), if it is straightforward, the remaining translation fee may not be expected to be returned, because no one will delay or owe it in the future, and no one will know anyone from now on. In China, the cost of honesty is very high, and the cost of dishonesty is basically absent. Fame and money are not worth mentioning at all. Although neither the law nor the reality has the conditions to punish them, we must first try our best to avoid our own losses, then increase its cost of dishonesty and make the world a little better by our own efforts. We also hope that the next generation will not live in such a smoky atmosphere and have no strength, but start from me, even if there is a little change.
First of all, before you stop cooperating, you should quit slowly, because the translation fee is paid later. Don't be impulsive, reduce the loss to your tolerable range or zero, and then terminate the cooperation. Finally, you might as well tell him that there is no limit to being a man.
Secondly, if unfortunately, you can't control your temper and explode directly (understandably, no one can bear this feeling of being threatened and having no dignity, and you directly propose to terminate the cooperation. Freedom in "freelancing" means "the right not to"), then you can't expect to get back the translation fee. Just losing money doesn't mean you have to swallow it. In addition to litigation (time-consuming, laborious and expensive),
1. Read the manuscript carefully. Mainly doing business or something. I can basically identify the final client of the manuscript from the document, search the client's web page, telephone number and other contact information online, and send the translation company's behavior and translation to the client. Although it is slim, the information you send may not be delivered to the person who entrusts the translation service, but people who often walk at night will always encounter ghosts. Then wait for the customer to find it. Although this method is not immediate, it will certainly not be completely useless. At least one other person knows the truth.
2. If you encounter such a situation, you must post it for exposure. Don't let it go, lest other translators have the same experience. We will build this reputation and evaluation for it. At that time, its reputation will be bad and it will be impossible to find a translator. Even if human nature is greedy, I dare not do this again.
Experience in preventing online fraud Article 4 Telecommunication fraud is closely related to our life. Not everyone has encountered fraud, but we college students often encounter telecom fraud in campus life. I believe that each of us has encountered the following situations to a greater or lesser extent: a swindler pretends to be a friend to borrow money from the victim, wins a prize in a short message entertainment program in Huangcheng, and asks the victim to transfer money to pay taxes, while a swindler pretends to be a foreign public security law and asks the victim to transfer money. These are all cases of telecom fraud. There are several reasons why college students are deceived: simple thinking, poor awareness of prevention, vanity, irrationality, no help, rash friends, greedy for petty gains and quick success.
Therefore, college students must do a good job in preventing campus fraud:
1, raise awareness of prevention and learn to protect yourself. College students should actively participate in the legal and safety education activities organized by the school, learn more, know more, and master more preventive knowledge. In daily life, don't be greedy for petty gain, seek personal gain, believe in sweet words, and tell strangers your home address to avoid being cheated.
2. Be careful when making friends, and don't act as an agent.
Students should communicate with each other and help each other. In colleges and universities, everyone yearns for the same learning goal, life and study are unified and synchronized, and friendship between classmates and teachers and students is more precious than anything else, so we should strengthen communication, help each other and avoid some injuries.
4. Obey campus management and consciously abide by school rules and regulations. Students must conscientiously implement relevant regulations, consciously abide by school rules and regulations, actively support relevant departments to perform management functions, and strive to play their due role. At present, with the rapid development of network and telecommunications technology, some lawless elements use the media such as network and telecommunications to conduct various fraud activities. Combating and preventing fraud has become a common topic of the whole society. On the one hand, the police should crack down on illegal activities, on the other hand, they should rely on the joint efforts of teachers, students and employees of the whole school to improve their basic awareness of prevention and their ability to detect fraud. Especially for our college students, we should learn some basic knowledge of fraud prevention, improve our basic ability of fraud prevention, avoid thinking blindly when encountering practical problems, and never be confused by some illusions.
Introduction: Fraud refers to the act of defrauding a large amount of public or private property by fabricating facts or concealing the truth for the purpose of illegal possession. To prevent and punish fraudsters, besides relying on the strength of society and the rule of law, it is more important for college students to prevent and work hard themselves, and to recognize the usual tricks of fraudsters to prevent being deceived.
All kinds of fraud cases in colleges and universities mainly have the following means of committing crimes:
1. Forge identity and commit crimes.
2. Follow one's inclinations and lure it with bait. Some fraudsters often take advantage of the victim's eagerness for employment, do whatever they want and cheat property by tricks.
3, true identity, false contracts, some swindlers took advantage of college students' lack of experience, poor legal awareness and eagerness to make money to subsidize their lives. They often ask students to sell products for them in the name of the company, but they don't honor their promises and rewards afterwards, so that students are deceived.
In the name of borrowing money, cheating money is the truth.
5, shoddy, malicious deception, some scammers use the characteristics of teachers and students who have little experience in "knowing goods" and demand high quality and low price to promote various products at home, so that teachers and students are deceived.
6. Set up a scam in the name of recruitment. Fraudsters use students' eagerness to work to make money, and set up scams on some "ignorant" students in the name of recruitment to defraud introduction fees, deposits and registration fees.
7. Cheat trust and look for opportunities to commit crimes.
The experience of preventing network fraud article 5 today, the remedial class has carried out the education of preventing telecom fraud, which has been inspired a lot and learned a lot of knowledge. There are always many scams around us, and each of us should be a shrewd detective, observe carefully and have a sense of prevention to prevent ourselves from being cheated. The so-called heart of hurting people is indispensable, and the heart of preventing people is indispensable. No matter how close friends we are, or strangers who look poor, we should keep our eyes open and recognize those who are harmful to us.
Now the network is relatively easy to contact. The network is a double-edged sword, which not only brings benefits to our lives, but also creates more cheating opportunities for fraudsters. First, fraudsters will find your information through the Internet, and then swindle you through information or phone calls, pretending to be relatives and friends to send you an account remittance. Don't make money blindly at this time, call to confirm whether it is really needed by relatives and friends; Second, now more and more people use communication tools such as WeChat, and the circle of friends has become active, resulting in a large number of forwarded information. For example, a child was abducted and needed to be forwarded for publicity, which mobilized many people's sympathy, so many people forwarded it. As everyone knows, there is a virus inside, which will make the system paralyzed. Unconsciously, we will enter the scam and even become the driving force in the scam. Although it was not our intention, or even a kind of goodwill, it caused bad results; Third, there are some activities that need to be scanned and some small gifts will be given. Many people scan them in order to take advantage, which also carries viruses; Fourth, some winning information is also false. Many popular entertainment activities say that you won the lottery and it is valuable. Don't believe that there are not so many bargains and pies waiting for you in the world. Fifth, don't click on some information links, which may be a virus; Sixth, some incoming calls have been charged from the beginning of the call. For all this, we unconsciously entered a scam, so we should raise our awareness of prevention and protect our personal safety and property safety.
Experience in preventing online fraud Article 6 The risks of online loans on campus are frequent, and some students borrow from point to point, bearing "huge debts".
Qian Ling is a sophomore in Huaide College of Changzhou University in Jiangsu Province. Last June, he met Tang Xing who worked in a technology company. Tang Xing told Qian Ling that their company is cooperating with several installment loan platforms for college students to recruit students to take part-time jobs. Students can easily get paid as long as they help "swipe the bill" on the platform. Tang Xing also said that part-time students can sign an exemption agreement in advance, and once they can't pay back the money, part-time students will not be responsible.
"Quick money, high income and no risk" Qian Ling agreed to this "good job", signed an exemption agreement with Tang Xing, and then submitted her personal name, ID number, school and year of admission to the platform. Within two days, the registration was approved. Qian Ling immediately applied for a loan of 12 months, with an amount of 10000 yuan and a monthly interest rate of 0.99%.
After submitting the application, Qian Ling quickly received a customer service call from the loan platform. After verifying the information, within half an hour, Qian Ling's bank card received 1000 yuan, and he immediately transferred the loan to Tang Xing. At the same time, he got a part-time salary of 1000 yuan and was told that he would not be responsible for repayment in the future. But two months later, when Qian Ling received a call from the loan platform urging repayment, Tang Xing's mobile phone was no longer available. ...
Qian Ling's experience is not a case. According to Changzhou police, in addition to Qian Ling, there are 10 students in Changzhou Institute of Technology and other universities who have fallen into the trap of Tang Xing.
It has been reported by the media that a student from Minnan Institute of Science and Technology of Fujian Normal University borrowed more than 700,000 yuan from more than ten students' information online, but it disappeared without a trace. Students are constantly reminded, which seriously affects their study and life.
In addition, in addition to campus online loan fraud, some college students do not hesitate to borrow money from online platforms to achieve advanced consumption and high consumption, and some obviously exceed their own affordability and bear "huge debts".
Irrational consumption concept, weak awareness of personal credit protection and disorderly expansion of online lending platform are the main reasons.
In recent years, peer-to-peer lending platform is aimed at college students, and gradually penetrates the campus in the form of P2P lending platform, campus installment shopping platform and e-commerce installment payment platform. The quiet ivory tower has become the site of peer-to-peer lending platform.
"There are loopholes in the review of many campus loan platforms. Some even take a photo with their ID cards, read a passage and record a video to pass the exam. This may be one of the important reasons for the chaos of campus online loans. " Changzhou police investigators told reporters.
On the other hand, the misunderstanding of college students' financial and business concepts is also an important reason for the frequent online loan cases on campus. Deng, a professor at the Law School of Minzu University of China, believes that many college students have not yet formed a correct concept of financial management, and their awareness of personal information protection is insufficient, which gives criminals an opportunity.
Deng also said that the disorderly expansion of many campus loan platforms has also increased the possibility of risks. "They often use attractive loan and consumption information such as' 0 interest rate, 0 guarantee and no service charge' in advertisements to attract customers, and at the same time give campus agents high commissions, which encourages agents to blindly expand their business. This not only means great risks to college students, but also means great risks to these loan platforms themselves. "
Some professionals also believe that consumer credit is a financial tool and has no moral label. There are also a few college students who consume rationally. Installment loan consumption can reduce the financial pressure caused by one-time consumption, but the key is that student loans should be within their own tolerance.
Risk warning should be strengthened, and strict lending process and approval mechanism should be established. "It is understandable for college students to enjoy financial services. The current rapid development trend also shows that there is indeed market demand, but the problem now is that as a new format, campus online lending, like most Internet financial platforms, is still outside the supervision." The person in charge of "Staging Music" public relations believes that some platforms are growing wildly, and some platforms have irresponsible credit behaviors such as opaque rates, too high credit lines, lax risk control but harsh collection.
In addition, the existing problems are also related to some college students' weak credit awareness and biased consumption concept, so it is urgent to improve their knowledge of finance and network security.
"The most important thing is to keep up with the supervision, prevent the risk of online loans on campus, and meet the needs of college students to buy by stages." Deng believes that the future regulatory policy should focus on the following aspects: First, it is necessary to stipulate that the Internet financial platform must give special risk warnings to college students and advocate the concept of moderate consumption. Secondly, when evaluating credit level and repayment ability, auditing standards higher than others should be applied.
Recently, the Ministry of Education and the China Banking Regulatory Commission jointly issued a notice, demanding to strengthen the supervision of network bad credit, issue early warning information to students, and establish a real-time early warning mechanism for bad peer-to-peer lending on campus.
Huang Zhen, director of the Institute of Financial Law of the Central University of Finance and Economics, said that the online lending platform on campus must first conform to the model in order to avoid legal risks. If it is done in the form of P2P, it is necessary to ensure the positioning of its information intermediary according to laws and regulations; If you use your own funds to lend money, it must be done by a consumer finance company licensed by the regulatory authorities.
Secondly, the loan platform should standardize the lending process, properly evaluate college students' borrowers, and comprehensively consider their risk tolerance and repayment ability.
Finally, from an industry perspective, it is necessary to establish an industry-wide risk assessment system and monitoring system.