Liu Huilan (pseudonym) from rural Sichuan said that the proudest thing in my life was that my son Zhang Bin (pseudonym) was admitted to the university as he wished. Despite the poor family conditions, Liu Huilan sends Zhang Bin 1000 yuan of living expenses on time every month. What Liu Huilan didn't expect was that her son Zhang Bin borrowed money from the school behind his back, and the amount was increasing. Recently, when Liu Huilan received a call from Zhang Bin again, Zhang Bin was already lying in the hospital bed because of serious injuries.
Going back to school early in the name of learning? A month later, I received a reminder call.
Lying in the hospital bed is Liu Huilan's son Zhang Bin, 23, a junior at Hunan University of Technology. In July this year, Zhang Bin, who had only a few days off, started clamoring to come to school from his hometown in Sichuan to review for the postgraduate entrance examination. Because it is related to her son's studies, Liu Huilan agreed with Zhang Bin's idea of returning to school early. Just one month later, Liu Huilan suddenly received a mysterious phone call.
Although she was shocked by the phone call, Liu Huilan revealed that this is not the first time that Zhang Bin has borrowed money from the school. As early as last May, Zhang Bin, who was only a sophomore, borrowed more than RMB100000 from the online platform.
Zhang Bin introduced that due to the limited living expenses, the loan could not be repaid in time. In order not to affect his studies, he began to raise loans with loans. What he didn't expect was that a few months later, the monthly repayment amount exceeded his imagination.
Reject the repayment request of the dunning company? Indulge in gambling and go back to the old ways.
I thought that after paying off my son's huge loan, Zhang Bin would lose his way. However, to Liu Huilan's sadness, in August this year, Zhang Bin began to borrow money from the school online. Exhausted, Zhang Huilan was unable to help Zhang Bin repay the loan and refused the repayment request of the debt collection company. Because I was worried about my son's safety, I contacted my son through WeChat every day, but since August of 18, the contact between them has become intermittent.
When Liu Huilan saw her son Zhang Bin again, Zhang Bin was already lying in the hospital bed of Hunan Aerospace Hospital. It turned out that after returning to school, Zhang Bin didn't concentrate on his studies as promised with his mother, but played games online all day. By chance, Zhang Bin came into contact with online gambling on the blog. He wanted to take a small gamble and embarked on the road of loan again.
Unable to repay the high debt, the lending company suggested that Zhang Bin could act as an agent for the school and pay off the debt by pulling people to earn commissions. But Zhang Bin still failed to pay it off. 18 at 5: 00 pm, Zhang Bin was taken from Zhuzhou to Changsha by the lender.
Jumping off a building caused multiple fractures all over the body? The lender threatened to sell S if he didn't pay back the money.
After jumping off the third floor of the hotel, Zhang Bin lost consciousness, and the mobile phone has been used by the lender. Liu Huilan recalled that on August 19, she also received a threatening phone call from the lender on her mobile phone in Zhang Bin.
Looking at Zhang Bin, who couldn't move in her hospital bed, her mother Liu Huilan was exhausted. Liu Huilan's family has to face huge debts and medical expenses, as well as the unknown future of Zhang Bin. The main reason for this passive situation is Zhang Bin's immaturity and vanity, and it is also related to the almost ubiquitous and omnipotent black hand of campus loan! At present, the relevant laws on campus loans have been introduced one after another. We expect the relevant departments to cut off these black hands with heavy punches and return the campus to innocence.
Campus online loans appear frequently, and it is hoped that relevant departments will strengthen supervision and management.