On July 28, 2004, Nanchang Labor Bureau announced that the city will expand the scope of small loans in the near future, and college graduates and veterans can apply for small secured loans with relevant documents.

It is understood that up to now, Nanchang has issued a total of 3 184 1800 yuan for laid-off workers. Nanchang started the pilot project of establishing credit cooperatives in Jiangxi Province in May this year, and has successively issued unsecured credit loans 16 to five labor security offices in Nanpu, Xihu, Bayi Bridge, Dong Jiayao and Hongdu, with an amount of 320,000 yuan. In the second half of the year, after expanding the scope of small loans and increasing the loan amount, in addition to laid-off and unemployed people who have received re-employment concession cards, college graduates and veterans who have been unemployed for more than 1 year and registered unemployed in cities and towns can also apply for small secured loans with urban unemployment registration cards, graduation certificates and veterans' cards.

————————————————————

Young entrepreneurs in Nanchang can get interest-free loans for small venture capital. It will be learned from the 65438 4th Nanchang Youth Entrepreneurship Project Promotion Conference and 100 Enterprises Recruitment Conference on February 4th this year. It is reported that this job fair has provided more than 5,000 jobs. The conference also held a "Youth Entrepreneurship Project Promotion Conference", inviting staff from labor and social security, industry and commerce, taxation and other departments to provide entrepreneurship consultation for young people and hold entrepreneurship guidance lectures. Entrepreneurs can also get interest-free loans of 20,000-50,000 yuan of venture capital.

————————————————————————

Nanchang Municipal Committee of Communist Youth League implements "Youth Entrepreneurship Credit Loan Project"

In a residential building in the East Lake Courtyard in Nanchang, there lived a "big family". Every day after school, more than 30 children gather here to eat, do their homework and sleep. It's noisy, and "parents" Deng Lina doesn't mind noisy. She always wants to adopt more children.

Deng Lina, former secretary of the Youth League Committee of South Electric Tool Factory, was laid off on 1998. With the encouragement of the Youth League Committee, she founded the East Lake Institute's Yuxin Children's Custody Center. But where does the money come from to expand the scale of the center?

In recent years, Xu Xiaoping, a young farmer in Nanchang County, has become the largest quail farmer in the area. By chance, Xu Xiaoping heard about the pioneering project of "Green Bio-organic Fertilizer", which can not only turn quail manure and nearby livestock manure that give him a headache every day into valuable things, but also obtain considerable economic benefits. However, to start the project and form large-scale production, it needs more than 3 million yuan. What should I do?

Liu Chuang, secretary of the Nanchang Municipal Committee of the Communist Youth League, told the reporter that the "Youth Entrepreneurship Credit Loan Project" that we are implementing is to help entrepreneurial youths like Deng Lina and Xu Xiaoping to ease the "bottleneck" of funds for their entrepreneurship.

At the beginning of this year, the Communist Youth League Committee organized an in-depth investigation, distributed 500 questionnaires, and held more than one forum for League cadres and laid-off (unemployed) youth 10. The survey shows that among the 6.5438+0.4 million young people in the city, nearly 38.5% are unemployed and semi-unemployed, and nearly 75% are difficult to find ideal jobs. A considerable number of people hope to rely on their own efforts and take the road of self-employment and self-development, but lack of funds is the biggest difficulty in starting a business.

To this end, the Communist Youth League Committee decided to implement a small loan project and send the first piece of charcoal to stimulate the enthusiasm of young people to start their own businesses.

In order to help Xu Xiaoping, a successful young man, start a second business, the Communist Youth League Committee implemented the "Youth Entrepreneurship Credit Loan Project", and through their second business, more young people were employed and re-employed.

The Communist Youth League Committee explored a way to create a credit loan for youth entrepreneurship: the applicant submitted a loan application to the Youth League Committee, and the Youth League Committee organized experts to review the declared project, and finally decided whether to approve it according to the review results. The league organization and the borrower jointly sign a loan contract, and the league organization is responsible for tracking, supervising and checking the operation and benefits of the loan, and is responsible for recovering it on schedule.

For young people like Deng Lina who are pioneering for the first time, have projects and have skills, the Communist Youth League Committee guides and encourages the member units of Nanchang Young Entrepreneurs Association to provide loan guarantees; For young people like Xu Xiaoping who have a feasible expansion plan and a market for their products, the Communist Youth League Committee will guide and encourage the member units of Nanchang Young Entrepreneurs Association to provide loan guarantees to each other, that is, mutual insurance and joint insurance.

In March this year, Deng Lina, who urgently needed funds to expand the scale, obtained a small loan of 20,000 yuan by organizing credit guarantee. Now, Deng Lina's custody center has increased from three to 1 1, of which seven are laid-off workers. Deng Lina told reporters that she wants to buy a car next year and expand the area of the hosting center by 1 times. The youth entrepreneurship credit loan of Nanchang Municipal Committee of the Communist Youth League provided financial guarantee for her to realize her wish.

In May this year, Xu Xiaoping submitted a loan application to the Nanchang Municipal Committee of the Communist Youth League, and the Communist Youth League Committee immediately organized experts to review the declared projects. Soon, the project was approved and Xu Xiaoping signed a loan contract with the Communist Youth League Committee. Through the credit guarantee of the members of Nanchang Young Entrepreneurs Association, Xu Xiaoping obtained a preferential loan of 1 10,000 yuan from Hongdu Rural Credit Union in just one week. On June 8th, Xu Xiaoping "Green Bio-organic Fertilizer" project was officially launched. Xu Xiaoping said that so far, more than 100 tons of organic fertilizer have been sold, and the sales are very hot. Since the implementation of the "Youth Entrepreneurship Credit Loan Project" for more than half a year, league organizations at all levels and lenders in the city have signed intentional loan contracts with entrepreneurial youth of more than 60 million yuan, of which loans of more than 6,543,800,000 yuan were issued through the matchmaking of the Communist Youth League Committee. While these young people achieve employment through self-employment, they also absorb laid-off workers and unemployed youth (re-employment).

Comments of Party Committee Leaders: Yu Xinrong, member of the Standing Committee of Jiangxi Provincial Committee of the Communist Party of China and secretary of Nanchang Municipal Committee;

Employment is the foundation of people's livelihood, and entrepreneurship is the source of employment. In the process of building our city into a modern civilized garden hero city and an important base of modern manufacturing industry, the most important central task is the employment and re-employment project. The Communist Youth League Committee closely revolves around the "No.1 Project" of the Municipal Party Committee and the Municipal Government, gives full play to the organizational advantages and assistant role of the Communist Youth League, is close to laid-off young workers and unemployed young people, and tries its best to use all resources and contacts to help them start businesses, explore employment sources, and let more people find jobs, which has achieved good results.

Practice has proved that only by combining the central work of the Communist Youth League with the needs of society and the characteristics of young people can the Communist Youth League be full of vitality. I believe that organizations at all levels in our city will, as always, work around the party's center to serve the youth and serve our city as an important base for modern manufacturing.

————————————————————

You can also find venture capital from the school.

For example, you can participate in the selection of projects funded by the fourth venture capital fund of Jiangxi Normal University.