1. A bank loan guarantor needs a natural person with full civil capacity.

2. Have a legal and valid identity certificate, and have a fixed residence or permanent residence in the local area. No obvious breach of contract record, no bad credit record, and enjoy political freedom, personal freedom is not restricted.

3, can fulfill the obligation of guarantee, a stable source of income and the ability to repay the loan principal and interest in full and on time.

legal ground

Article 388 of the Civil Law stipulates that when establishing security interests, a security contract shall be concluded in accordance with the provisions of this Law and other laws. Guarantee contracts include mortgage contracts, pledge contracts and other contracts with guarantee functions. The guarantee contract is a subsidiary contract of the main creditor's rights and debts contract. If the principal creditor's rights and debts contract is invalid, the guarantee contract is invalid, unless otherwise stipulated by law. If the debtor, guarantor and creditor are at fault after the guaranty contract is confirmed to be invalid, they shall bear corresponding civil liabilities according to their faults.

2. What are the requirements for the guarantor?

1, with full capacity for civil conduct;

2. Income with permanent residence or valid residence status in local towns is relatively stable;

3. The housing accumulation fund has been paid continuously and normally for more than 6 months, and its account has paid more than 1 year;

4. No provident fund loan balance and other bad debts;

5. During the period when the borrower fails to repay the loan principal and interest in full, he may not withdraw the housing provident fund or apply for a housing provident fund loan;

6. The age of the guarantor and the term of the secured loan shall not exceed the statutory retirement age.

If a natural person guarantees, it shall provide the identity certificate, household registration book, income certificate and housing provident fund account number of the guarantor, and sign a guarantee contract with the entrusted bank.

3. What conditions does the bank have for the loan guarantor? Please be more specific.

Bank procedures are complicated. Our company also lends money. I hope I can help you.

Hongding wealth [strong] [strong] [strong]:

1. Mortgage car, company car, whole car (unsecured). loan on mortgage/security

2. Lend money on the day when the interest rate is 2.3%(6-24) and the interest rate is 3.5%( 1-3).

33,000 batches are not capped.

Address: 45th Floor, Wu Shang Square, Hankou.

Manager Li: 1507 1227390

4. What are the requirements for a bank guarantor?

The requirements of the bank guarantor are as follows: 1, a natural person with full civil capacity, aged between 18-65 years old; 2. Have legal and valid identification and proof of marital status; 3. Have a good credit record and willingness to repay; 4, with a stable source of income and the ability to repay the loan principal and interest in full and on time. 1. What are the requirements of the bank guarantor 1? The requirements of the bank guarantor are as follows: (1) a natural person with full civil capacity, aged between 18-65 years old; (2) Having a legal and valid identity certificate and proof of marital status; (3) Have a good credit record and willingness to repay; (4) Have a stable source of income and the ability to repay the loan principal and interest in full and on time. 2. Legal basis: Article 392 of the Civil Code of People's Republic of China (PRC), if the secured creditor's right has both things and people guarantee it, if the debtor fails to perform the due debt or the parties agree to realize the security interest, the creditor will realize the creditor's right according to the agreement; If there is no agreement or the agreement is unclear, and the debtor provides the security of the property himself, the creditor shall give priority to the realization of the creditor's right with respect to the security of the property; Where a third party provides a property guarantee, the creditor may realize the creditor's right with respect to the property guarantee, or may require the guarantor to assume the guarantee responsibility. The third party providing the guarantee shall have the right to recover from the debtor after assuming the guarantee responsibility. Second, who can't be a loan guarantor 1, and neither husband nor wife can guarantee for others; 2. Household registration personnel outside the loan place cannot guarantee for others; 3. If you can't support yourself, have no source of income, and have no ability to repay the principal and interest for others, you can't guarantee for others; 4. Retirees do not act as guarantors; 5. Other reasons lead to audit failure.